Article Per Year (5 Year)
p-Index From 2020 - 2025
0.23
P-Index
This Author published in this journals
All Journal Jurnal Bina Bangsa Ekonomika
Efrina Angginanda Widyawati
Universitas Muhammadiyah Surakarta
Economics, Econometrics & Finance

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
ANALISIS PENGARUH RISIKO PEMBIAYAAN DAN EFISIENSI OPERASIONAL TERHADAP PROFITABILITAS BANK UMUM SYARIAH DI INDONESIA Efrina Angginanda Widyawati; Nursiam Nursiam
Jurnal Bina Bangsa Ekonomika Vol. 17 No. 2 (2024): Jurnal Bina Bangsa Ekonomika (JBBE)
Publisher : LP2M Universitas Bina Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46306/jbbe.v17i2.630

Abstract

This study aims to analyze the influence of financing risk and operational efficiency on the profitability of Islamic commercial banks in Indonesia for the 2020-2022 period. This research is a research with a quantitative approach. The population used in this study is Sharia Commercial Banks in Indonesia for the 2020-2022 period. The sampling method used in this study was carried out by purposive sampling and the final sample of the study was obtained of 33 data. The data analysis methods used are descriptive statistical analysis tests and classical assumption tests in the form of normality tests, multicollinearity tests, heteroscedasticity tests and autocorrelation tests. This study uses multiple regression analysis methods, model feasibility test (f), hypothesis test (t), and determination coefficient test (R2). The results of the study provide empirical evidence that the capital adequacy ratio, financing to deposit ratio do not have a significant effect on return on assets, while operating costs of operating income have a significant effect on return on assets
Co-Authors Nursiam Nursiam