Article Per Year (5 Year)
p-Index From 2021 - 2026
0.659
P-Index
This Author published in this journals
All Journal International Journal of Educational Review, Law And Social Sciences (IJERLAS) Multidiciplinary Output Research for Actual and International Issue (Morfai Journal) International Journal of Kita Kreatif
Iswadi
Universitas Malikussaleh
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Materials Science & Nanotechnology Social Sciences Other

Published : 3 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 3 Documents
Search

 1 
THE INFLUENCE OF FINANCIAL BEHAVIOR, FINANCIAL LITERACY, AND FINANCIAL MANAGEMENT BEHAVIOR ON THE FINANCIAL WELL-BEING OF MSME ACTORS IN LHOKSEUMAWE, THE ROLE OF FINANCIAL STRESS Nur Balkis; Ghazali Syamni; Husaini; Darmawati Muchtar; Iswadi; Marbawi
Multidiciplinary Output Research For Actual and International Issue (MORFAI) Vol. 5 No. 6 (2025): Multidiciplinary Output Research For Actual and International Issue
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/morfai.v5i4.4232

Abstract

This study examines the influence of financial behavior, financial literacy, and financial management behavior on the financial well-being of micro, small, and medium enterprises (MSMEs) in Lhokseumawe, Indonesia, with a particular focus on the mediating role of financial stress. This study is a quantitative study using a purposive sampling technique with a sample of 145 respondents (MSME owners) in Lhokseumawe. The data source comes from primary data obtained through questionnaires. The data analysis technique used is PLS-SEM with SmartPLS software. The results show that financial behavior and financial management behavior have a significant positive influence on financial well-being, while financial stress has a negative impact on financial well-being. Financial stress mediates the relationship between financial behavior and financial well-being, as well as between financial management behavior and financial well-being. These findings underscore the importance of promoting good financial practices and stress management among MSMEs to improve their financial well-being and contribute to local economic development.
The Effect of Return on Assets (ROA), Return on Equity (ROE), Net Profit Margin (NPM), and Earnings per Share (EPS) on Stock Prices Ravita Sherliana; Amru Usman; Iswadi; mardiaton Mardiaton; Sri Mulyati
International Journal of Kita Kreatif Vol 3, No 2 (2026): International Journals Kita Kreatif Vol. 3 No.2 Mei 2026
Publisher : Universitas Syiah Kuala

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24815/ijkk.v3i2.1560

Abstract

This study is motivated by the research gap in understanding the influence of financial ratios on stock prices, particularly among companies included in the LQ45 index of the Indonesia Stock Exchange. Using a quantitative approach, 35 firms were selected through purposive sampling, resulting in 70 firm-year observations analyzed with panel data regression under the Random Effect Model. The findings indicate that Return on Assets (ROA), Return on Equity (ROE), and Net Profit Margin (NPM) show no significant effect on stock prices, whereas Earnings per Share (EPS) exerts a positive and significant influence, underscoring its role as the primary determinant of stock valuation among LQ45 firms. The study is limited by its relatively short observation period and restricted sample, suggesting caution in generalizing the results. Practical implications highlight the importance of EPS as a key indicator for investors in decision-making, while firms are encouraged to strengthen financial reporting transparency to enhance market confidence. The originality of this research lies in providing recent empirical evidence on the decisive role of EPS in shaping stock prices in the Indonesian capital market, thereby enriching the literature on financial performance and investment behavior in emerging markets
THE EFFECT OF FINANCIAL RATIOS AND LOCAL GOVERNMENT CHARACTERISTICS ON FINANCIAL DISTRESS CONDITIONS (Study on Local Governments of Districts / Cities throughout the island of Sumatra) Wani Fitri; Muammar Khaddafi; Iswadi
International Journal of Educational Review, Law And Social Sciences (IJERLAS) Vol. 4 No. 2 (2024)
Publisher : CV. RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/ijerlas.v4i2.1551

Abstract

This research aims to test the influence of financial ratios and local government characteristics on the financial distress conditions of District/City Local Governments across the island of Sumatra. The financial ratios utilized in this study consist of effectiveness ratio, efficiency ratio, growth ratio, and budgetary solvency ratio. Meanwhile, the local government characteristics include financial independence, population size, area size, and the degree of decentralization. The data used in this research are secondary data obtained from the Budget Realization Report (LRA) published by the Directorate General of Financial Balance (DJPK) of the Ministry of Finance. The data analysis technique employed is logistic regression analysis using Eviews version 10 software. The research results indicate that effectiveness ratio, efficiency ratio, budgetary solvency ratio, financial independence of the region, and the degree of decentralization have a negative influence on the financial distress conditions of local governments. However, growth ratio and population size do not affect the financial distress conditions of local governments. On the other hand, the area size has a positive influence on the financial distress conditions of local governments the island of Sumatra.
Co-Authors Amru Usman Ghazali Syamni Husaini Mardiaton Mardiaton Muammar Khaddafi Muchtar, Darmawati Nur Balkis Ravita Sherliana Sri Mulyati Wani Fitri