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The Influence of Bank-Specific, Industry-Specific, and Macroeconomic Factors on Conventional Bank Performance in Indonesia Veronika Mutianingsih; Mela Aryasari; Fajar Rahmana; Henny Setyo Lestari; Farah Margaretha Leon
Journal of Social Research Vol. 2 No. 11 (2023): Journal of Social Research
Publisher : International Journal Labs

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55324/josr.v2i11.1555

Abstract

This research aims to examine the influence of Liquidity, Bank Size, Operational Efficiency, Asset Quality, CAR, NPL, LDR, Asset Share, Average Exchange Rate, and Inflation Rate on the performance of conventional banks. The research sample used was conventional banks listed on the Indonesia Stock Exchange for the period 2019 - 2022. Data was taken from time series data for 2019 - 2022 for the independent variable and bank performance as the dependent variable. The methodology of this research is OLS with Eviews 12 software. The findings in this research are that Liquidity, Bank Size, Operational Efficiency, Asset Quality, CAR, NPL, LDR, Asset Share, Average Exchange Rate, and Inflation Rate simultaneously influence the performance of conventional banks. Bank size, operational efficiency, asset quality, CAR, and NPL, have a significant effect on changes in conventional bank performance as measured by ROA. Bank Size, Operational Efficiency, CAR, NPL have a significant effect on changes in conventional bank performance as measured by ROE. Bank size, operational efficiency, CAR, NPL, LDR, and inflation rate have a significant effect on changes in conventional bank performance as measured by NIM. Bank Size and CAR have a positive and significant effect on changes in conventional bank performance, while Operational Efficiency and NPL have a negative and significant effect on changes in conventional bank performance. Banks can take advantage of large bank size and CAR opportunities to improve their performance so that investors are interested in buying bank shares. Operational efficiency and low and controlled NPL will increase banking profits, especially in conventional banks, thereby improving the bank's performance. It is hoped that the results of this research can provide input for banks and investors to consider bank size, operational efficiency, CAR, and NPL in managing their business and in making investment decisions.
Pengaruh Tanggung Jawab Sosial, Kepemilikan Institusional, Ukuran Dewan Komisaris, Kebijakan Dividen, Ukuran Perusahaan Dan Leverage Terhadap Kinerja Keuangan Veronika Mutianingsih; Bahtiar Usman; Hartini Hartini
Jurnal Akuntansi Manado (JAIM) Volume 5. Nomor 2. Agustus 2024
Publisher : Fakultas Ekonomi Universitas Negeri Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53682/jaim.vi.10173

Abstract

Penelitian ini bertujuan untuk menguji pengaruh tanggung jawab sosial, kepemilikan institusional, ukuran dewan komisaris, kebijakan dividen, ukuran perusahaan dan leverage terhadap kinerja keuangan perbankan. Pada penelitian ini menggunakan purposive sampling dengan ukuran sampel penelitian sebanyak 44 perbankan yang terdaftar di Bursa Efek Indonesia tahun 2018 – 2022. Tanggung jawab sosial, kepemilikan institusional dan ukuran dewan komisaris tidak berpengaruh terhadap kinerja keuangan, sedangkan kebijakan dividen berpengaruh negatif signifikan, ukuran perusahaan dan leverage berpengaruh positif signifikan terhadap kinerja keuangan perbankan di Indonesia. Hasil penelitian ini memberikan masukan bagi perbankan dalam mengelola bisnisnya dan investor dalam pengambilan keputusan investasi agar dapat memanfaatkan informasi mengenai kebijakan dividen, ukuran perusahaan dan leverage sebelum melakukan investasi di pasar saham.