Article Per Year (5 Year)
p-Index From 2021 - 2026
0.817
P-Index
This Author published in this journals
All Journal Economica: Jurnal Ekonomi Islam Etihad: Journal of Islamic Banking and Finance Irtiqo: Postgraduate Journal of Islamic Economics, Finances and Accounting Studies
Rininta Nurrachmi
Universitas Islam Internasional Indonesia
Religion Humanities Economics, Econometrics & Finance Social Sciences Other

Published : 4 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 4 Documents
Search

 1 
Identifying Measurable Impact of Islamic Banking on the Indonesian Economy Haryani Santo Hartono; Rininta Nurrachmi
Etihad: Journal of Islamic Banking and Finance Vol. 5 No. 2 (2025)
Publisher : UIN Kiai Ageng Muhammad Besari Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/etihad.v5i2.12113

Abstract

Introduction: This study investigates the short- and long-term relationship between Islamic banking development and Indonesia’s economic growth. Despite Indonesia operating a dual banking system, empirical research on Islamic finance and growth remains limited. Understanding this connection is crucial for leveraging Islamic finance as a driver of sustainable development. Research Methods: Using quarterly data from 2015 to 2024, the study examines the dynamic links among Islamic financing, GDP, and gross fixed capital formation (GFCF). The ARDL bounds testing approach, cointegration analysis, and error correction model (ECM) are employed to identify both short- and long-run relationships. Model stability is validated using CUSUM and CUSUMSQ tests. Results: The results reveal a strong long-term relationship between Islamic financial development, capital accumulation, and economic growth, supporting the supply-leading hypothesis. Short-term effects are positive but statistically insignificant. Model stability tests confirm structural consistency over time. Conclusion: These findings emphasize the potential of Islamic finance to promote sustainable economic development and provide guidance for policymakers seeking to enhance financial inclusion and resilience.
Pengaruh Human Capital dan Technological Capital terhadap Kinerja Lembaga Amil Zakat Agil Darmawan; Dedy Rachmad; Rininta Nurrachmi
IRTIQO' : Postgraduate Journal of Islamic Economics, Finance and Accounting Studies Vol. 2 No. 2 (2023): Irtiqo: Postgraduate Journal of Islamic Economics, Finances and Accounting Stud
Publisher : Department Islamic Economics

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to analyze the influence of human capital and technological capital on the performance of Zakat Institutions (LAZ) in Indonesia using the Intellectual capital theory. The method used in this research is Partial Least Square-Structural Equational Modeling (PLS-SEM) and processed using SmartPLS 3.2.9. A total of 129 amils and 105 LAZs were contributed as research respondents. Data were obtained primarily by distributing questionnaires via google form with a likert scale of 1-5. From the research results, it was found that the two independent variables, both human capital and technological capital, have a significant and positive influence on the performance of zakat institutions. With a determination coefficient value of 51.1%, so that in further research, other variables need to be involved.
THE INFLUENCE OF INTENTION FINTECH USAGE ON ISLAMIC FINANCIAL INCLUSION IN INDONESIA WITH EXTENDED UTAUT THEORY Abdul Aziz Idham; Rininta Nurrachmi; Wahyu Dwi Agung
IRTIQO' : Postgraduate Journal of Islamic Economics, Finance and Accounting Studies Vol. 5 No. 1 (2026): Irtiqo: Postgraduate Journal of Islamic Economics, Finances and Accounting Stud
Publisher : Department Islamic Economics

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30993/irtiqo.v5i1.843

Abstract

Despite the rapid growth of digital transactions in Indonesia, Islamic financial inclusion remains disproportionately low compared to the Muslim population size. There is a lack of comprehensive understanding regarding how religious values interact with modern technology acceptance models in the Shariah fintech landscape. Previous studies have extensively used UTAUT and UTAUT2 to measure general fintech adoption, but few have integrated "Religious Commitment" as a mediating variable alongside "Privacy Enablers" and "Inhibitors" specifically within the Indonesian Islamic financial inclusion context. This study aims to evaluate the determinants of Islamic fintech adoption by extending the UTAUT model with Religious Commitment as a mediator and examining the impact of privacy factors on behavioral intention. A quantitative approach was employed using purposive sampling of 100 Muslim respondents in Indonesia. Data were analyzed using Structural Equation Modeling-Partial Least Squares (SEM-PLS) via SmartPLS 4, evaluating both direct and indirect mediating effects. The results indicate that Performance Expectancy significantly dictates adoption through religious mediation. Interestingly, Effort Expectancy and Social Influence showed a negative path through religious commitment, suggesting that highly religious users prioritize Shariah compliance over mere ease of use or social trends. Religious Commitment is a "Key Success Factor" in mediating technology acceptance. Performance Expectancy and Privacy Enablers positively influence intention, while Religious Commitment acts as a filter that determines whether a technology is culturally and spiritually acceptable for Indonesian Muslims.
Arima Forecasting of Indonesia’s Sovereign Sukuk as a Sustainable Financing Instrument Haryani Santo Hartono; Rininta Nurrachmi; Sharifah Nabilah Syed Salleh
Economica: Jurnal Ekonomi Islam Vol. 16 No. 2 (2025)
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Walisongo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/economica.2025.16.2.28256

Abstract

Sukuk development in Indonesia, along with SBSN (Surat Berharga Syariah Negara) sovereign securitization sukuk SBSN, sovereign securitization sukuk (SBSN), sustainable and diverse in-structure financing sukuk SBSN, is being balanced with the increasing usage of Sharia-compliant instruments for the financing of fiscal deficits and the management of sovereign debts, which continues to expand. An Autoregressive Integrated Moving Average (ARIMA) model is employed in this study, using monthly time series data for the period 2019 to 2024. Among the time series modeling techniques, ARIMA was chosen because explicit macroeconomic theories are not required for time series projection; thus, it is more suitable for modeling historical time series. The study has found that while the values of outstanding sukuk will no doubt increase, the uncertainty of longer-term forecasting will also increase. Forecasting in the present study lacks immediate quantification; however, the analyses provide a relevant and sustained policy framework for sovereign debt, and the analyses support the potentially strategic role of thematized instruments in fiscal management and for the sustainability of sukuk, in particular, focused sukuk, green sukuk, and retail sukuk. The research outlines strategic considerations for managing Shariah-compliant, long-term, and dynamic debt in Indonesia, thereby aligning financial innovation with national development interests.
Co-Authors Abdul Aziz Idham Agil Darmawan Dedy Rachmad Haryani Santo Hartono Sharifah Nabilah Syed Salleh Wahyu Dwi Agung