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All Journal Jurnal Fokus Manajemen Indo-Fintech Intellectuals: Journal of Economics and Business
Aulia Aulia
Universitas Pembangunan Panca Budi Medan
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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Analisis Implementasi Pengelolaan Keuangan Desa dalam Alokasi Dana Desa (ADD) Desa Suka Jadi Kecamata Hinai Kabupaten Langkat Tahun 2023 Ummi Kalsum; Aulia Aulia
Indo-Fintech Intellectuals: Journal of Economics and Business Vol. 4 No. 5 (2024): Indo-Fintech Intellectuals: Journal of Economics and Business (in-Press)
Publisher : Lembaga Intelektual Muda (LIM) Maluku

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54373/ifijeb.v4i5.1869

Abstract

This study aims to describe and analyze village financial management in the management of Village Fund Allocation in Suka Jadi. The research method used in this study is a qualitative approach with data collection techniques through observation, interviews and documentation. The informants in this study are all Suka So Village Apparatus in 2023 as many as 20 people. The results of the study show that the management of village finances, in this case the Village Fund Allocation (ADD) of Suka Jadi, is the village. The implementation of ADD disbursement in 2023 will be carried out in two stages, the first disbursement will only be partial, namely 60% of the ADD, and the rest will be released in the second stage, which is 40%. The first phase of disbursement of funds will only be realized in January 2023 and the second phase will be realized in July 2023. Meanwhile, the village apparatus honorarium is a routine expense that is paid every month. In the planning stage, procedurally it is in accordance with the regulations, but the target time is not in accordance with the regulations. In the implementation stage, procedurally it is in accordance with regulations even though there is a delay in the disbursement of funds. In the administration stage, it can be said that it is in accordance with the rules. The reporting stage can be said to be on time and in accordance with regulations
Analysis Of E-Commerce and Product Innovation in Improving The Financial Performance of MSME In Binjai City 2025 Anisa Anisa; Ramadhan Harahap; Aulia Aulia
Jurnal Fokus Manajemen Vol 6 No 2 (2026): Mei
Publisher : LPPJPHKI Universitas Dehasen Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/jfm.v6i2.11363

Abstract

This study analyzes the influence of e-commerce and product innovation in improving the financial performance of MSMEs in Binjai City in 2025. The research is motivated by a drastic decline in the number of MSMEs in 2024, where several sub-districts experienced a significant decline such as North Binjai from 258 to 59 units and East Binjai from 177 to 35 units. This study uses a quantitative approach with primary data collected through questionnaires distributed to 74 respondents of MSMEs in the culinary sector in Tanah Lapang Merdeka Binjai, who were selected using purposive sampling and the Solvin formula. The independent variables studied are e-commerce (X1) and product innovation (X2), while the dependent variable is the financial performance of MSMEs (Y) which is measured through the dimensions of liquidity, solvency, and profitability. Data analysis used multiple linear regression with SPSS version 26. This study is expected to provide practical recommendations on how MSMEs in Binjai City can optimally utilize e-commerce and product innovation to increase competitiveness, expand markets, and ultimately achieve better and more sustainable financial performance. The research findings are expected to serve as a reference for relevant stakeholders in developing policies and programs that support MSME development in Binjai City.
Co-Authors Anisa Anisa Ramadhan Harahap Ummi Kalsum