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All Journal Jurnal Penelitian Pendidikan IPA (JPPIPA) EQIEN - JURNAL EKONOMI DAN BISNIS El-kahfi : Journal of Islamic economics Jurnal E-bussiness Institut Teknologi dan Bisnis Muhammadiyah Polewali Mandar
Muhammad Sain
Institut Teknologi dan Bisnis Muhammadiyah Polewali Mandar
Agriculture, Biological Sciences & Forestry Humanities Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Materials Science & Nanotechnology Physics Social Sciences

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Efektivitas Penyaluran Zakat Harta pada Usaha Produktif terhadap Peningkatan Pendapatan UMKM di Baznas Polewali Mandar Muhammad Sain; Suarning Suarning; Muliati Muliati; Asriadi Arifin
Eqien - Jurnal Ekonomi dan Bisnis Vol 12 No 04 (2023): Eqien Journal Of Economics and Business
Publisher : Sekolah Tinggi Ilmu Ekonomi DR KH EZ Mutaqien

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34308/eqien.v12i04.1536

Abstract

Penelitian ini membahas tentang efektivitas Penyaluran Zakat Produktif terhadap Peningkatan Pendapatan UMKM di BAZNAS Polewali Mandar. Penelitian ini menggunakan metode kualitatif deskriftif dengan pendekatan fenomenologis. Penelitian ini menyajikan data deskriptif berupa data tertulis atau lisan dari informan dan perilaku yang akan diamati. Hasil penelitian ini menunjukkan, (1) Bentuk penyaluran zakat harta pada usaha produktif masyarakat yang dilakukan BAZNAS Polewali Mandar, antara lain; usaha campuran, penjual gorengan, penjual makanan, usaha menjahit, reparasi kursi sofa, perbengkelan, dan nelayan berupa pengadaan mesin (2) Dampak penyaluran zakat harta pada usaha produktif terhadap UMKM di BAZNAS Polewali Mandar sangat besar sekali dalam peningkatan taraf hidup masyarakat. (3) Penyaluran zakat harta pada usaha produktif terhadap peningkatan usaha UMKM di BAZNAS Polewali Mandar sangat efektif. Program pemberdayaan ekonomi masyarakat di Polewali Mandar memberikan dampak yang besar bagi penerima bantuan modal usaha.
Analisis Pengaruh Perilaku Konsumen dan Kualitas Pelayanan terhadap Loyalitas Pelanggan pada Toko Semoga Laris Jual Sembako Murah Sain, Muhammad; Sucianti Sukiana Sari
Jurnal E-bussiness Institut Teknologi dan Bisnis Muhammadiyah Polewali Mandar Vol 5 No 1 (2025): Jurnal E-bussiness Institut Teknologi dan Bisnis Muhammadiyah Polewali Mandar
Publisher : Pusat Penelitian dan Pengabdian Masyarakat ITBM Polman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59903/ebussiness.v5i1.199

Abstract

Loyalitas pelanggan menjadi kunci keberlangsungan usaha mikro, kecil, dan menengah (UMKM), terutama di sektor sembako. Banyak toko tradisional hanya mengandalkan harga murah, padahal loyalitas juga dipengaruhi oleh perilaku konsumen dan kualitas pelayanan. Oleh karena itu, penelitian ini dilakukan untuk menganalisis pengaruh perilaku konsumen dan kualitas pelayanan terhadap loyalitas pelanggan pada Toko Semoga Laris Jual Sembako Murah. Penelitian ini menggunakan pendekatan kuantitatif dengan jenis asosiatif kausal. Data diperoleh dari 150 responden yang dipilih dengan metode purposive sampling, dan diolah menggunakan metode Structural Equation Modeling-Partial Least Square (SEM-PLS) melalui SmartPLS versi 4.0. Instrumen kuesioner disusun berdasarkan indikator masing-masing variabel dan divalidasi melalui pengujian loading factor, AVE, Cronbach’s alpha, dan composite reliability. Hasil analisis menunjukkan bahwa seluruh konstruk memiliki validitas dan reliabilitas yang baik (loading factor > 0,7; AVE > 0,5; Cronbach’s alpha dan CR > 0,7). Nilai R² sebesar 0,979 menunjukkan bahwa perilaku konsumen dan kualitas pelayanan menjelaskan 97,9% variasi loyalitas pelanggan. Uji statistik menunjukkan bahwa perilaku konsumen berpengaruh positif dan signifikan terhadap loyalitas pelanggan (T = 5,432; P = 0,000), begitu juga dengan kualitas pelayanan (T = 3,161; P = 0,002). Kesimpulan Baik perilaku konsumen maupun kualitas pelayanan berpengaruh secara signifikan terhadap loyalitas pelanggan. Oleh karena itu, toko sembako tradisional perlu memahami preferensi perilaku pelanggan dan meningkatkan mutu layanan untuk mempertahankan loyalitas dalam jangka panjang.
Ekonomi Islam sebagai Landasan Fundamental dalam Praktik Bisnis Online Era Digital Sain, Muhammad; Bahri, Samsul
El-kahfi | Jurnal Ekonomi Islam Vol 5 No 02 (2024): economics and islamics economics
Publisher : Sekolah Tinggi Ekonomi Syariah Manna Wa Salwa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58958/elkahfi.v5i02.340

Abstract

This study aims to explore the relationship between technological innovation and sharia values, focusing on how aspects of digital transactions such as transparency, fairness, and consumer rights protection can be integrated into modern business practices. Using a literature study method, this study concludes that Islamic economics as a fundamental foundation offers an essential ethical and moral framework for online business practices in the digital era, emphasizing the importance of integrity, fairness, and transparency in every transaction. Sharia principles—which prohibit usury, injustice, monopoly, and fraud—serve as a guide to creating a digital trading ecosystem that prioritizes not only financial gain but also social and moral welfare. By implementing these values, online businesses can operate with responsibility and credibility, build trust among market players and consumers, and ensure that technological innovation remains in line with the principles of justice and ethics that underlie Islamic law. This integration is not only a legal compliance, but also an effort to create harmony between digital progress and the noble values ​​that guide economic activities towards sustainability and justice.
Islamic Value-Based Integration of the National Curriculum: A Model for Enhancing Science Learning in Islamic Boarding Schools Een Junaenah; St. Wardah Hanafie Das; Rayamangsi; Abdul Halik; Muhammad Sain
Jurnal Penelitian Pendidikan IPA Vol 12 No 3 (2026): In Progress
Publisher : Postgraduate, University of Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/jppipa.v12i3.14131

Abstract

This study analyzes and formulates a model for integrating the Islamic values-based pesantren curriculum with the national curriculum at DDI Al-Munawwaroh Merauke. Many Islamic boarding schools struggle to balance religious education with national academic standards, resulting in curriculum overlap and excessive student learning burden. Using a qualitative case study approach, data were collected through in-depth interviews, participatory observation, and documentation with key informants including school leadership, teachers, and students. Data analysis followed the Miles, Huberman, and Saldana interactive model, with validity verified through source and method triangulation. Findings indicate that curriculum integration is implemented systematically through structural and functional approaches encompassing planning, organizing, implementing, and evaluating learning. Integration is realized through schedule synchronization, cross-curricular teacher collaboration, integrated teaching materials, and internalization of Islamic values across all subjects and activities. Unlike institutions that run religious and general curricula in parallel, the proposed model offers a structured, contextual strategy aligned with Merauke’s socio-cultural conditions. This produces a holistic, adaptive educational system meeting national standards while addressing local challenges. The study provides practical implications for Islamic boarding schools in developing effective curriculum integration strategies, confirming that planned and contextual integration successfully balances academic achievement with Islamic character formation.
Co-Authors Abdul Halik Asriadi Arifin Een Junaenah Muliati, Muliati Rayamangsi Samsul Bahri Sari, Sucianti Sukiana St. Wardah Hanafie Das Suarning Suarning