Article Per Year (5 Year)
p-Index From 2021 - 2026
0.408
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This Author published in this journals
All Journal West Science Interdisciplinary Studies West Science Social and Humanities Studies
Emmi Rahmiwita Nasution
Asahan University
Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Public Health Social Sciences

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Structure of Guarantees in Business Transactions in Indonesia in Indonesian Law Emmi Rahmiwita Nasution
West Science Interdisciplinary Studies Vol. 1 No. 12 (2023): West Science Interdisciplinary Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsis.v1i12.422

Abstract

Using a quantitative analytic methodology, this study examines how assurances are arranged in economic transactions inside Indonesian legal frameworks. Based on a review of a variety of datasets, the study reveals that personal guarantees are the most common kind, followed by bank and corporate guarantees. Different industries' patterns of guarantee utilization show different frequency of use, with the real estate and finance sectors showing a greater reliance. While 75% of compliance is considered satisfactory, there are cases of non-compliance due to ambiguity in legal terms. These results highlight the need for sector-specific laws, improved legal clarity, and ongoing stakeholder education. This study offers policymakers and stakeholders useful information to improve the guarantee structure and provide a flexible and robust legal framework for business dealings in Indonesia.
How to create Legal Protection for Debt Collateral in MSMEs in Indonesia Emmi Rahmiwita Nasution
West Science Social and Humanities Studies Vol. 1 No. 06 (2023): West Science Social and Humanities Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsshs.v1i06.423

Abstract

This study examines the legal protection available to debt collateral for Micro, Small, and Medium-Sized Enterprises (MSMEs) in Indonesia that are seeking financing from traditional banks. The study used a mixed methods approach, combining quantitative survey data, regression analysis, and qualitative insights to offer a thorough grasp of the issues and possible solutions. The results show a strong relationship between awareness and the belief in the efficacy of legal protection. Important obstacles included lengthy approval procedures, bureaucratic obstacles, and difficulties with collateralized financing. Policy recommendations for regulatory reform, industry cooperation, and awareness-raising are among the implications. Notwithstanding the cross-sectional design and sample representativeness constraints, this study adds to the development of effective legal protection tactics for MSMEs in Indonesia.
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