Umrotul Khasanah
Universitas Islam Negeri Maulana Malik Ibrahim Malang

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The Role of Risk Management Determines the Profitability of Bank Syari'ah Indonesia During the Covid-19 Pandemic Wulan Nur Safitri; Umrotul Khasanah
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 2 (2023): JIEI : Vol.9, No.2, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i2.8988

Abstract

The outbreak of the Covid-19 pandemic has disrupted global political, economic, social, religious and financial structures, including Shariah financial institutions, especially Bank Shariah Indonesia. Therefore, the risks that Islamic banks have to face during the pandemic are much higher, which will later affect the bank's profitability. In this study, the authors analyze the effectiveness of risk management of Sharia Indonesia banks during the pandemic by measuring the impact of BOPO, FDR and NPF on ROA as measures of bank profitability. This type of research is descriptive explanatory research. This study uses a finite population and from 2019 he uses time series data in the form of financial reports from Bank Sharia Indonesia 2023. The method used is multiple regression analysis using the SPSS version 22 program. The results of this study show that risk management has a very strong impact on Bank Shariah Indonesia's profitability, as evidenced by the high coefficients of constant beta for each variable. . Whether it's a BOPO, FDR or NPF variable. Additionally, the R Square result when measuring the three risk control variables shows a result of 0.981 or 98.1%. In other words, changes in Bank Shariah Indonesia's profitability performance (ROA) can be influenced by changes in its three independent variables, operating expenses. Operating profit, cash-to-deposit ratio, distressed funding. However, during the COVID-19 pandemic, Bank Shariah Indonesia's risk management was suboptimal. This can also be seen from the negative direction of the influence of each variable.
MAPPING ECONOMIC DEVELOPMENT TRENDS IN ISLAMIC ECONOMICS: A SYSTEMATIC LITERATURE REVIEW Al Maulud; Umrotul Khasanah; Ismail Ismail
Ad Deenar: Jurnal Ekonomi dan Bisnis Islam Vol 10 No 01 (2026): Ad-Deenar: Jurnal Ekonomi dan Bisnis Islam
Publisher : Sekolah Tinggi Agama Islam Al Hidayah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30868/ad.v10i01.9918

Abstract

This study aims to map the development of research on economic development in Islamic economics published in reputable Scopus-indexed international journals during the period 2016–2025. Using a Systematic Literature Review (SLR) approach based on the PRISMA protocol, this study analyzes publication trends, the distribution of authors and institutions, the characteristics of topic clusters, and the direction of research innovation. The findings show that publications related to Islamic economic development have increased significantly, especially after 2020, with the largest contributions coming from Indonesia and Malaysia. Analysis using VOSviewer and Rstudio identified nine main research clusters, which include the issues of maqasid al-shariah, sustainability, sharia governance, the halal industry, green investment, zakat and community empowerment, as well as energy and the environment. In addition, the visualization of topic novelty reveals a shift in research focus from normative themes to more applied issues such as the halal supply chain, ESG, energy management, and Islamic value-based sustainable development governance models. The results of the study confirm that Islamic economics is developing as a multidisciplinary paradigm capable of responding to global challenges in the context of sustainable development. This study contributes to providing a map of knowledge and the direction of development of Islamic economic studies, although it is limited by the use of a single database and specific selection criteria. Recommendations for further research include expanding the scope of the database and combining the SLR method with in-depth qualitative analysis to identify research gaps and strengthen the theoretical construction of Islamic economic development.