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MASMUROH
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Social Sciences

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STRATEGI PEMBERDAYAAN EKONOMI MASYARAKAT MELALUI (BMT) DALAM MEWUJUDKAN KEMANDIRIAN USAHA DAN KETAHANAN EKONOMI KELUARGA MASMUROH
AL-UKHWAH - JURNAL PENGEMBANGAN MASYARAKAT ISLAM Vol. 1 No. 2 (2022): Al-Ukhwah: Jurnal Pengembangan Masyarakat Islam
Publisher : Prodi Pengembangan Masyarakat Islam STAIN Teungku Dirundeng Meulaboh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47498/jau.v1i2.1285

Abstract

Perkembangan pada masyarakat tentu tidak hanya secara parsial terjadi di sisi keagamaan. Banyak segi dikehidupan masyarakat yang bisa di jadikan objek perubahan sosial, diantaranya adalah peningkatan dan perubahan ekonomi yang berkembang dengan didasari oleh kemandirian setiap manusianya. Pondok pesantren dalam hal ini melalui Koperasi Simpan Pinjam dan Pembiayaan Syari’ah (KSPPS) BMT Al-Hikmah menyadari akan tantangan itu kemudian mengambil andil untuk memberdayakan setiap potensi yang ada di masyarakat. Rumusan masalah, bagaimana strategi pemberdayaan ekonomi masyarakat melalui (BMT) yang di lakukan oleh KSPPS BMT Al-Hikmah Bandar Lampung dalam Mewujudkan Kemandirian Usaha dan Ketahanan Ekonomi Keluarga, dan implikasi strategi pengembangan ekonomi masyarakat dalam proses pemberdayaan sebelum dan sesudah. Jenis penilitian Deskriptif Kualitatif, sumber data primer dan skunder, subjek penelitian 8 orang nasabah ditambah 2 orang karyawan, dengan teknik pengumpulan data interview, observasi, dokumentasi, redukasi data dan analisis data. Hasil penelitian strategi pemberdayaan yang dilakukan KSPPS BMT Al-Hikmah melalui potensi wirausaha mandiri dalam meningkatkan ketahanan keluarga. Melalui tiga tahapan yaitu pemberdayaan, pengkapasitasan, dan pendayaan, Implikasi strategi yang dilakukan merupakan solusi atas berbagai masalah yang dihadapi masyarakat sehingga mampu meningkatkan pendapatan dan kesejahteraan ekonomi serta ketahanan keluarga.
PEMBERDAYAAN EKONOMI MASYARAKAT MELALUI (BMT) DALAM MEMBANGUN KEMANDIRIAN USAHA EKONOMI KELUARGA MASMUROH
AL-UKHWAH - JURNAL PENGEMBANGAN MASYARAKAT ISLAM Vol. 3 No. 2 (2024): Al-Ukhwah: Jurnal Pengembangan Masyarakat Islam
Publisher : Prodi Pengembangan Masyarakat Islam STAIN Teungku Dirundeng Meulaboh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47498/jau.v3i2.4597

Abstract

Developments in society certainly do not only partially occur on the religious side. There are many aspects of people's lives that can be used as objects of social change, including improvement and economic change that develops based on the independence of every human being. The Islamic boarding school in this case through the Sharia Savings and Loans Cooperative (KSPPS) BMT Al-Hikmah is aware of the challenge and then takes part in empowering every potential that exists in the community. The formulation of the problem, how is the strategy of community economic empowerment through (BMT) carried out by KSPPS BMT Al-Hikmah Bandar Lampung in Realizing Business Independence and Family Economic Resilience, and the implications of community economic development strategies in the empowerment process before and after. This type of research is descriptive qualitative, primary and secondary data sources, research subjects are 8 customers plus 2 employees, with data collection techniques interview, observation, documentation, data reduction and data analysis. The results of the empowerment strategy research conducted by KSPPS BMT Al-Hikmah through the potential of independent entrepreneurs in increasing family resilience. Through three stages, namely empowerment, capacity building, and empowerment, the implication of the strategy carried out is a solution to various problems faced by the community so as to increase income and economic welfare as well as family resilience.
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