This Author published in this journals
All Journal Veteran Law Review
Stephanie Devty
Faculty of Law, Universitas Muhammadiyah Yogyakarta

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

Legal Feasibility of Trademark Certificates as Credit Collateral and Its Implications for Indonesian MSMEs Stephanie Devty
Veteran Law Review Vol 9 No 1 (2026): Mei 2026
Publisher : Faculty of Law |Universitas Pembangunan Nasional "Veteran" Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35586/velrev.v9i1.14193

Abstract

This article examines the legal feasibility of using trademark certificates as credit collateral in Indonesia and highlights the practical challenges arising from their application within the financing landscape of Micro, Small, and Medium Enterprises (MSMEs). It analyzes how trademark-based collateral fits within Indonesia’s existing credit and intellectual property framework. Employing normative legal research with a statute-based and doctrinal approach, this study focuses on the structure and substance of Indonesian trademark and collateral law, supported by qualitative analysis of relevant legal materials. The findings indicate that trademark rights, as exclusive, transferable, and economically valuable assets, meet the legal requirements to function as credit collateral. However, their practical implementation remains constrained by the absence of standardized valuation mechanisms, uncertainty in enforcement procedures, prudential banking practices, and the limited readiness of MSMEs. The originality of this research lies in its emphasis on legal feasibility and normative-regulatory challenges, offering a distinct perspective on intellectual property-based financing beyond purely economic valuation