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All Journal Bureaucracy Journal : Indonesia Journal of Law and Social-Political Governance Aliansi: Jurnal Hukum, Pendidikan dan Sosial Humaniora
Silvia amanah
Universitas Bina Bangsa
Humanities Education Law, Crime, Criminology & Criminal Justice Social Sciences

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Analisis Implementasi Hukum dan Nilai Pancasila dalam Perlindungan Hak Asasi Yang Dimiliki Oleh Manusia Faturohman Faturohman; Silvia amanah; Zakia AriKinanti
Aliansi: Jurnal Hukum, Pendidikan dan Sosial Humaniora Vol. 1 No. 4 (2024): July : Aliansi: Jurnal Hukum, Pendidikan dan Sosial Humaniora
Publisher : Asosiasi Peneliti dan Pengajar Ilmu Hukum Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62383/aliansi.v1i4.275

Abstract

Implementation of the principles of the rule of law and Pancasila democracy in the context of protecting the rights of every human being in Indonesia. The values associated with Pancasila, in protecting one's rights, are very diverse. The first value of Pancasila, if it is related to the rights that every human being has, means affirming recognition of God the Creator. The second value is that humans have equal dignity and rights that must be respected by each other. The values of Pancasila must be put forward in order to unite the Indonesian nation, so that the Indonesian state becomes one united nation. The fourth principle, if related to the rights possessed by humans, emphasizes the importance of fair distribution of resources and opportunities, as well as being able to overcome all forms of injustice in society. Finally, the fifth principle is related to the rights possessed by every human being, meaning that the value of Pancasila places greater emphasis on the importance of democratic governance, by providing space for participation for citizens to be active in society.
TINJAUAN YURIDIS TENTANG PELAKSANAAN PERJANJIAN TANGGUNG JAWAB ANGGOTA KOPERASI DALAM MENGATASI KREDIT MACET (Studi Kasus PNM Mekaar Pasar Kemis, Kab. Tangerang) Irwan Sapta Putra; Mohammad Hifni; Silvia Amanah
Bureaucracy Journal : Indonesia Journal of Law and Social-Political Governance Vol. 6 No. 2 (2026): Bureaucracy Journal : Indonesia Journal of Law and Social-Political Governance
Publisher : Gapenas Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53363/bureau.v6i2.916

Abstract

The implementation of financing agreements at PNM Mekaar employs a joint liability system as a form of shared responsibility among group members. In practice, however, problems such as non-performing loans still arise, affecting the smooth payment of installments and impacting other group members. This study aims to analyze the implementation of cooperative member liability agreements at PNM Mekaar, the factors causing non-performing loans, and efforts to address them. This study employs an empirical legal research method with an empirical juridical approach. Data were collected through interviews, observations, and a literature review, and were subsequently analyzed qualitatively. The results of the study indicate that the implementation of financing agreements has been in accordance with applicable legal provisions. However, nonperforming loans were still found to be caused by internal factors—such as a decline in business income, health issues, and poor financial management—as well as external factors, including a lack of good faith on the part of members and changes of residence without prior notice. In addressing these issues, PNM Mekaar prioritizes communication, deliberation, and visits to members before implementing the joint liability system as stipulated in the agreement. Based on the research findings, the implementation of the joint liability agreement at PNM Mekaar has been carried out in accordance with legal provisions; however, its effectiveness is still influenced by members’ awareness and sense of responsibility in fulfilling their obligations.
Co-Authors Faturohman Irwan Sapta Putra Mohammad Hifni Zakia AriKinanti