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All Journal JISEF : Journal Of International Sharia Economics And Financial
Mathias Joel
University of Maiduguri
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Industrial & Manufacturing Engineering Social Sciences

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EVALUATION OF NIGERIAN CASHLESS PAYMENT POLICY AND ITS IMPACT ON ECONOMIC GROWTH: A SYNTHETIC REVIEW Peter Anuforo; Mathias Joel; Bitrus Kolo Ndirmbitah; Felicia Maindo
JISEF : Journal Of International Sharia Economics And Financial Vol 3 No 01 (2024): JISEF : Journal Of International Syaria  Economics and Financial
Publisher : Pusat Studi Ekonomi, Publikasi Ilmiah dan Pengembangan SDM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62668/jisef.v3i01.1027

Abstract

This study aimed to provide a comprehensive analysis of the existing literature on the impact of cashless payment policy on economic growth in Nigeria. The paper is designed to provide a first broad overview for academic researchers and provide a practical financial policy for determining the impact of cashless payment policy on economy growth. This study conducted a critical literature review (survey) on the relation between cashless payment policy and economic growth.  This research was explorative, descriptive and was based on documentary review. The study applied qualitative text data analysis approach and examined documents and systematically interprets the information so as to allow the researcher to draw inference about the issues of interest. Thus, the identified articles were screened using the content-centric analysis technique so as to align with the objective of the study by searching for suitable keywords in line with the theme of the study. Hence, the study was carried out systematically through an article search engine using the keywords "cashless policy" and "economic growth,". Having evaluated the outcome of several study from the review, the study finds that virtually all the studies agreed that cashless payment policy has significant impact on economy growth of a country. However, due to different economic structure and levels of technology adoption as well as other related factors as explained in this study, the positive impact of cashless payments on economy growth in Nigeria may not be generalizable to European countries and other member countries such as G7, G20, OECD and CPMI as reviewed in the study.
Co-Authors Bitrus Kolo Ndirmbitah Felicia Maindo Peter Anuforo