Mustofa
UIN Sunan Ampel Surabaya

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Pengelolaan Harta Masyarakat Kelas Menengah Daerah Nganjuk dengan Pendekatan Religiosity Financial Planning Muhammad Fatchullah El Islami; Mustofa
At-Taradhi Jurnal Studi Ekonomi Vol 14 No 2 (2023): At-Taradhi: Jurnal Studi Ekonomi
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/taradhi.v14i2.11523

Abstract

Islamic wealth management is often equated with property management in general. Of course, both have significant differences, such as the existence of boundaries following Islamic teachings. This study aims to describe the expenditure and distribution of assets for religious purposes as stated in Religiosity Financial Planning. This research focuses on the middle-class community of Ngronggot Nganjuk. This study used a descriptive-quantitative approach. Data was collected through questionnaire dissemination. The number of respondents to this study was 60. The results showed that the ngronggot nganjuk community, in planning property for religious purposes, had done well, such as in planning zakat, infaq, sadaqah, qurban, and hajj. It is just that the planning of waqf, hibahs, and umrah is still not planned by all respondents. These results interpret that the behaviour of the middle-class community of Ngronggot village is influenced by several aspects: attitudes, subjective norms, and behavioural control.
Strategi Pengembangan Jiwa Islamic Entrepreneurship di Era Society 5.0 Ainun Rohmah; Mustofa
Jurnal Ekonomi dan Bisnis Digital Vol. 3 No. 2 (2025): Oktober - Desember
Publisher : CV. ITTC INDONESIA

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Abstract

The development of Entrepreneurship in the digital era provides significant opportunities to improve societal welfare; however, many business practices still fail to comply with Sharia principles. This study aims to analyze strategies for developing the spirit of Islamic entrepreneurship in the Society 5.0 era and to identify the integration of Islamic values with digital technology. The research applies a qualitative approach through literature review. The findings indicate that strengthening Islamic entrepreneurship can be achieved by emulating the Prophet Muhammad’s characteristics, fostering a positive entrepreneurial mindset, and regarding business activities as a form of worship. Strategies in the Society 5.0 era emphasize the utilization of digital technology supported by market awareness, social competence, quality orientation, collaboration, income diversification, and the application of sustainability principles. The results highlight that entrepreneurial success in this era is not solely determined by technological mastery but also by the moral, ethical, and spiritual foundations of Islam.