Article Per Year (5 Year)
p-Index From 2021 - 2026
0.408
P-Index
This Author published in this journals
All Journal International Journal of Economics, Management and Accounting
Nurbetty Herlina Sitorus
University of Lampung, Indonesia
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
The Influence of GDP, Third Party Funds, and Non-Performing Loans on Credit Procyclicality Behavior in Government Banks Nabila Putri Naisya; Nurbetty Herlina Sitorus
International Journal of Economics, Management and Accounting (IJEMA) Vol. 2 No. 1 (2024)
Publisher : Lafadz Jaya Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47353/ijema.v2i1.140

Abstract

This research aims to determine the influence of GDP, Third Party Funds, and Non-Performing Loans on credit procyclicality behavior at Government Banks. The method and analytical tools used in this research are panel data regression with the dependent variable, namely Credit, and the independent variables, namely GDP, Third Party Funds, and Non-Performing Loans. The scope of this research is BUMN Banks with a time span of 2017-2022. This research shows that the best model chosen is the Fix Effect Model with the results that GDP, Third Party Funds and Non-Performing Loans have a positive and significant effect on credit distribution, which shows that there is procyclical behavior in government banks.
Analysis of The Influence of Bank Financial Performance on The Profitability of Conventional Rural Banks in Lampung Province Intan Saputri; Nurbetty Herlina Sitorus
International Journal of Economics, Management and Accounting (IJEMA) Vol. 2 No. 6 (2024)
Publisher : Lafadz Jaya Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47353/ijema.v2i1.155

Abstract

Profitability is one of the most important elements in the success and survival of banking. Good profitability will benefit the economy as a whole which can provide more loans to small and micro businesses and support local economic growth, namely through Rural Banks. The purpose of this study was to determine the effect of CAR, NPL, LDR, BOPO, and KAP on the profitability of conventional Rural Banks in Lampung province for the period 2016-2023. The research method used in this research is quantitative research method. The data analysis technique uses panel data regression. The results showed that CAR and LDR had a positive and significant effect on ROA, while NPL, BOPO, and KAP had a negative and significant effect on ROA. Simultaneously CAR, NPL, LDR, BOPO, and KAP together have a significant effect on ROA.
Co-Authors Intan Saputri Nabila Putri Naisya