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All Journal Jurnal Ilmiah Edunomika (JIE) Jurnal Pendidikan Madrasah
Afdawaiza Afdawaiza
Unknown Affiliation
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education

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DETERMINAN GENERASI MILLENIAL TERHADAP MINAT MENGGUNAKAN BSI MOBILE DENGAN GAYA HIDUP SEBAGAI VARIABEL MODERASI Nu'man Afif; Afdawaiza Afdawaiza
JURNAL ILMIAH EDUNOMIKA Vol 8, No 1 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i1.10493

Abstract

This study aims to examine the effect of the variables of usability, convenience and corporate image on millennial students in using BSI Mobile which focuses on Central Java Province and the Special Region of Yogyakarta. The model used is TAM with the addition of lifestyle as a moderating variable. Respondents in this study totaled 220 BSI Mobile users who were included in the millennial generasi category and were spread across Central Java Province and the Special Region of Yogyakarta. The approach used is descriptive quantitative using SEM (structural equation model) as an analysis model, using SmartPLS 3.0 software. Convenience, usability, corporate image and lifestyle as usability moderating variables have an influence on millennial students in using BSI Mobile. However, lifestyle as a moderation of convenience and lifestyle as a variable for moderating corporate image have no effect on millennial students in using BSI Mobile. The results of these findings are expected to contribute to an understanding of the decision to use BSI Mobile in Indonesia, especially in the context of Mobile Banking services from an academic perspective.
Evaluasi Pembelajaran Daring Pascapandemi: Menuju Model Hybrid Learning di Perguruan Tinggi Afdawaiza Afdawaiza
Jurnal Pendidikan Madrasah Vol. 10 No. 2 (2025): Jurnal Pendidikan Madrasah
Publisher : Pusat Pengembangan Madrasah (PPM), dan Fakultas Ilmu Tarbiyah dan Keguruan UIN Sunan Kalijaga Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/jpm.2025.127-132

Abstract

The digital transformation of higher education has accelerated significantly since the COVID-19 pandemic and continues to evolve in the post-pandemic era. This study aims to evaluate the implementation of online learning and to formulate strategic policy directions toward sustainable hybrid learning models. Employing a quantitative descriptive approach, this research utilizes primary data collected from 160 respondents, consisting of students and lecturers at the Faculty of Islamic Economics and Business, UIN Sunan Kalijaga Yogyakarta. The findings indicate that synchronous learning platforms such as Zoom and Google Meet are perceived as effective in supporting online learning; however, challenges remain in terms of interaction quality, student engagement, and the achievement of learning outcomes. Advanced statistical analysis reveals that perceived usefulness, quality of teaching materials, ease of use, and learning interaction significantly influence student satisfaction and learning outcomes, with learning interest acting as a mediating variable. Grounded in the integration of TPACK, TAM, and UTAUT frameworks, this study highlights that successful digital learning transformation requires not only technological adoption but also pedagogical innovation and institutional support. The study concludes that hybrid learning represents a strategic direction for higher education institutions to enhance learning quality and sustainability in the digital era.
Co-Authors Nu'man Afif