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All Journal Banque Syar'i : Jurnal llmiah Perbankan Syariah
Kurnia Akbar
Universitas Islam Negeri Sultan Maulana Hasanuddin, Banten
Economics, Econometrics & Finance

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Transformasi Lembaga Keuangan: Menggali Potensi dan Manfaat Beralih Dari Bank Konvensional ke Bank Syariah Nihayatul Maskuroh; Asep Dadan Suganda; Kurnia Akbar
Banque Syar'i: Jurnal llmiah Perbankan Syariah Vol. 9 No. 2 (2023): Juli - Desember 2023
Publisher : Departement of Islamic Banking, Faculty of Islamic Economics and Business, The State of Islamic University (UIN) Sultan Maulana Hasanuddin Banten,

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/bs.v9i2.10966

Abstract

This study explores the planned transformation of financial institutions from conventional banks to Islamic banks, focusing on respondent perceptions, interests, and preferences. Using a quantitative approach, data were collected through surveys, in-depth interviews, and official document analysis at the Faculty of Islamic Economics and Business (FEBI) at Universitas Islam Negeri Sultan Maulana Hasanuddin (UIN SMH Banten). The results show that most respondents are highly interested in transacting through Islamic financial institutions (LKB Syariah), with 83.0% expressing high interest, 15.3% expressing moderate interest, and only 1.7% expressing low interest. Additionally, the survey results related to the interest in transforming financial institutions from conventional to Islamic banks reveal that most respondents (87.0%) support FEBI UIN SMH Banten's initiative for this transformation. In comparison, 13.0% are not interested in switching to LKB Syariah. Furthermore, the most preferred bank among respondents when switching to LKB Syariah is Bank Syariah Indonesia (BSI) at 76.3%, Bank Muamalat Indonesia (BMI) at 11.3%, and BTN Syariah at 9.6%. The remaining 2.8% of respondents chose other banks.
Co-Authors Asep Dadan Suganda Nihayatul Maskuroh