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All Journal Jurnal Dimensi EKONOMI, KEUANGAN, INVESTASI DAN SYARIAH (EKUITAS) Estungkara: Jurnal Pengabdian Pendidikan Sejarah
Permatasari, Lintang Putri
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Arts Humanities Economics, Econometrics & Finance Education Social Sciences Other

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Pendampingan UMKM Frozen Melalui Sistem Penjualan Konsinyasi Guna Meningkatkan Potensi Penjualan dan Pembayaran Sunani, Avi; Wahyu Indah Kirana, Nanda; Widodo, Condro; Lukitasari, Ika Chandra; Permatasari, Lintang Putri
Estungkara: Jurnal Pengabdian Pendidikan Sejarah Vol. 2 No. 2 (2023): Jurnal Pengabdian Masyarakat
Publisher : Pendidikan Sejarah FKIP Universitas JAMBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/est.v2i2.29129

Abstract

The problem of partner SMEs frozen, in the home industry Rungkut, Surabaya, East Java, is that there are no structured consignment sales reports that are in accordance with accounting standards. In order to help solve the problem, the planned activity that will be carried out is to provide assistance to the partners of the SMEs frozen, in the home industry Rungkut, by increasing consignment sales report preparation capabilities. The implementation of this community service program uses the method of mentoring, discussion, and feedback to partners. The final result to be achieved in this community service activity is the existence of the ability of SMEs to prepare and apply a system-based consignment sales report using Microsoft word. Based on the activities we have carried out both offline and online, it could be concluded that the partners have periodically applied consignment sales report both manually and systemically. Other output from this activity is publications in the National Journal.
TURNOVER INTENTION IN BANK EMPLOYEES: THE MEDIATING ROLE OF JOB SATISFACTION Kirana, Nanda Wahyu Indah; Sunani, Avi; Widodo, Ulfa Puspa Wanti; Lukitasari, Ika Chandra; Permatasari, Lintang Putri
JURNAL DIMENSI Vol 12, No 3 (2023): JURNAL DIMENSI (NOVEMBER 2023)
Publisher : Universitas Riau Kepulauan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33373/dms.v12i3.5751

Abstract

The current study dealt with the work environment, job competence, and job satisfaction effect as potential determinants of the turnover intention of banking employees in Indonesia. Using the structural equation model, data were collected and analyzed from a final sample of 253 bank employees of Indonesian banking. The results show that the work environment in the baking industry and job competency play a critical role in preventing turnover intention. Moreover, job satisfaction plays an influential role in mediating the work environment in preventing turnover. Thus, stakeholders of the banking industries can improve the work environment and the level of employee competence to minimize the level of turnover intention. The implications of these findings are of practical significance for policymakers in the banking industry, as they provide insights on how to effectively reduce employee turnover rates inside their organizations.
Pengaruh Fear of Missing Out (Fomo) dan Self-Control Terhadap Penggunaan Pinjaman Online Pada Mahasiswa Gen Z Permatasari, Lintang Putri; Yuhertiana, Indrawati
Ekonomi, Keuangan, Investasi dan Syariah (EKUITAS) Vol 7 No 1 (2025): August 2025
Publisher : Forum Kerjasama Pendidikan Tinggi (FKPT)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/ekuitas.v7i1.7989

Abstract

This study aims to evaluate the extent to which Fear of Missing Out (FoMO) and self-control influence the use of online loan services among Generation Z students in Surabaya. With the rising prevalence of online borrowing behavior in digital environments, understanding the psychological factors behind such behavior has become increasingly relevant. This research investigates whether these two individual factors, FoMO and self-control, simultaneously shape students’ financial decisions in the context of easy online loan access. The results show that FoMO has a positive and significant effect on online loan usage (p = 0.000; t = 13.098; β = 0.606), indicating that students with higher FoMO are more likely to engage in impulsive borrowing. Likewise, self-control also has a significant negative effect (p = 0.000; t = 7.706; β = 0.269), suggesting that higher levels of self-control reduce the likelihood of using online loans. Together, FoMO and self-control explain 48% of the variance in online loan usage. However, financial literacy does not significantly moderate the relationship between either FoMO (p = 0.949) or self-control (p = 0.092) and online loan use. The findings reveal that FoMO has a positive and significant effect on online loan usage (p = 0.000; t = 11.231; β = 0.581), suggesting that students with higher FoMO tendencies are more likely to use online loans. Financial literacy also shows a significant negative influence (p = 0.008; t = 2.668; β = -0.298), indicating that greater financial knowledge tends to reduce online loan use. However, self-control was found to have no significant effect (p = 0.729), nor did financial literacy significantly moderate the relationship between FoMO (p = 0.949) or self-control (p = 0.092) and online loan usage. These findings suggest that emotional and social pressures (such as FoMO) may outweigh rational financial decision-making, even among financially literate individuals. The study concludes that FoMO and self-control significantly influence online loan usage among Generation Z students, with FoMO having a stronger effect. Financial literacy does not moderate these relationships. Therefore, financial education should also address emotional and social factors, not just financial knowledge.
Co-Authors Indrawati Yuhertiana Kirana, Nanda Wahyu Indah Lukitasari, Ika Chandra Sunani, Avi Wahyu Indah Kirana, Nanda Widodo, Condro Widodo, Ulfa Puspa Wanti