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ANALISIS PENGEMBANGAN USAHA CHEESE TEA MENGGUNAKAN HAMDI’S METHOD Agustin, Hamdi; Hamdi, Lathifa Miftahul Jannati; Hamdi, Luthfia Ahluljannati
Jurnal Valuasi: Jurnal Ilmiah Ilmu Manajemen dan Kewirausahaan Vol. 4 No. 2 (2024): Jurnal Valuasi : Jurnal Ilmiah Ilmu Manajemen dan Kewirausahaan
Publisher : LP2M Universitas Bina Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46306/vls.v4i2.313

Abstract

This study examines the effectiveness of Hamdi's method which utilizes the gold value (GVM) and gold index (GI) methods to calculate the feasibility study of business on the financial aspect. GVM functions as an alternative to the net present value (NPV) method, while GI acts as a substitute for the profitability index (PI). The purpose was to find out whether the results of Hamdi's method feasibility determination were in line with the conventional approach that uses NPV and PI which are widely applied in the academic world. For this reason, the researcher conducted a case study on the Cheese Tea business in Pekanbaru. The findings show that the results of the feasibility decision using GVM are in line with the NPV calculation, and the results of the feasibility decision using GI are in line with the PI calculation. Thus, Hamdi's method presents a viable option for assessing the feasibility of a business from a financial perspective and contributing to the calculation methods that exist in this domain
ANALISIS KELAYAKAN USAHA PETERNAKAN AYAM KAMPUNG UNGGUL MENGGUNAKAN KONSEP HAMDI’S METHOD Agustin, Hamdi; Syukri, Edi; Hamdi, Lathifa Miftahul Jannati; Hamdi, Luthfia Ahluljannati
National Conference on Applied Business, Education, & Technology (NCABET) Vol. 4 No. 1 (2024): The 4th National Conference on Applied Business, Education & Technology (NCABET
Publisher : Universitas Bina Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46306/ncabet.v4i1.191

Abstract

A superior native chicken farming business that has great potential to be developed in order to meet the needs of animal food. The purpose of this study was to test whether the assessment of the feasibility study of the business with Hamdi's method consisting of GVM and GI provides the same decision results as the assessment using the conventional method consisting of NPV and PI. This study attempts to test the superior native chicken farming business plan in Tapung District, Kampar Regency, Riau Province. The results of this assessment will be useful as a consideration in making business development decisions. The financial feasibility analysis calculated is Payback Period (PP), Net Present Value (NPV), Profitability Index (PI), Gold Value Method (GVM) and Gold Index (GI). The results of the analysis show that the Net Present Value (NPV) is IDR 122,963,738, Profitability Index (PI) 2.01, Gold Value Method (GVM) 4.57 grams, Gold Index (GI) 1.04. The results of this analysis indicate that this business is feasible to be developed based on financial aspects. Using Hamdi's Method can be used in assessing business feasibility, where the calculation results are the same as NPV and PI
Application of the Hamdi Method Using the Gold Value and Gold Index Methods on the Financial Aspects of Oil Palm Plantation Business in Kampar Indonesia Agustin, Hamdi; Hamdi, Luthfia Ahluljannati; Hamdi, Lathifa Miftahul Jannati
Jurnal Cendekia Keuangan Vol 4 No 1 (2025): April
Publisher : Universitas Islam Kadiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32503/jck.v4i1.5686

Abstract

Introduction/Main Objectives: This study aims to test whether the assessment of the business feasibility study with the Hamdi method consisting of Gold Value Method (GVM) and Gold Index (GI) gives the same decision results as the assessment using the conventional method consisting of Net Present Value (NPV) and Profitability Index (PI). This research tries to test Mr. Zulkifli's oil palm plantation business plan in Kampar Riau. The results of this assessment will be useful as a consideration in making business development decisions. Background Problems: NPV is not used is the prohibition of interest, which is applied in both Islam and Christianity. Riba or riba refers to the charging of interest at any level, whereas modern beliefs impose interest at an unfair and disproportionate rate and develop in parallel with the periodic interest gain. Novelty: The Hamdi method presents a viable option for assessing the feasibility of a business from a financial perspective and contributes to the calculation methods that exist in this domain. Research Methods: This study uses descriptive and quantitative analysis of the feasibility of Mr. Zulkifli's oil palm plantation business, which is assessed based on conventional and sharia aspects. The feasibility analysis assessment is based on the conventional perspective, namely NPV, and PI. The feasibility assessment is based on Hamdi's Method, namely the GVM and the GI Method. Finding/Results: The findings show that the results of the feasibility decision using GVM are in line with the NPV calculation, and the results of the feasibility decision using GI are in line with the PI calculation. Conclusion: Hamdi's method is feasible for assessing the feasibility of a business from a financial aspect. Research limitation/implications: Hamdi's method is still not well-known and needs to be introduced to other researchers.
DAMPAK INOVASI INTERNET BANKING (E-BANKING) TERHADAP KINERJA BANK UMUM SYARIAH DI INDONESIA hamdi, luthfia ahluljannati
Diponegoro Journal of Islamic Economics and Business Vol 5, No 1 (2025): Juni
Publisher : Fakultas Ekonomika dan Bisnis, Universitas Diponegoro, Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14710/djieb.26562

Abstract

One of the non-cash transactions implemented in Islamic Commercial Banks in Indonesia is internet banking (e-banking) services. This study aims to determine the impact of Internet Banking (E-Banking) innovation on the financial performance of Islamic Commercial Banks in Indonesia. The population of this study consists of all Islamic Commercial Banks in Indonesia in 2013 to 2023. According to the Financial Services Authority's Islamic Banking Statistics Data in 2013, there were 11 Islamic commercial banks in Indonesia. As a result of the merger of several Islamic banks, this study obtained data from 6 Islamic commercial banks as samples. The results of the study indicate that the Implementation of Internet Banking (IB) has a negative effect on Return on Assets (ROA). This is thought to be due to costs associated with internet banking services, such as infrastructure, maintenance, and human resources, which require higher expenditures compared to the income generated from the internet banking service itself. In addition, the increasing frequency of internet banking service updates has the potential to reduce bank profitability (ROA) due to the high costs associated with device updates, which in turn reduce income. Overall, the costs paid by Islamic banks to provide internet banking services involve various components of quite large costs, ranging from system development and maintenance to transaction costs, security, and sharia compliance. SIZE, DEPOSIT, NPF and BOPO affect the performance of Islamic commercial banks in Indonesia. The empirical findings of this study have significance for the development of e-banking which will bring long-term benefits to the entire banking industry in Indonesia.