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All Journal International Journal of Multidisciplinary: Applied Business and Education Research
Gaygay Jr. , Carlos Friales
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Civil Engineering, Building, Construction & Architecture Computer Science & IT Economics, Econometrics & Finance Environmental Science Medicine & Pharmacology

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Perceived Impact of Modern-Day Inflation on the Budget Consumption and Decisions of Senior High School Learners Lastimosa, Robert Julius; Hornada, Jasmine Kate; Sedik, Ayessa Leigh B.; Gaygay Jr. , Carlos Friales
International Journal of Multidisciplinary: Applied Business and Education Research Vol. 4 No. 11 (2023): International Journal of Multidisciplinary: Applied Business and Education Res
Publisher : Future Science / FSH-PH Publications

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijmaber.04.11.21

Abstract

nflation has affected numerous aspects of living globally, and this consistent drop in purchasing power has been attributed to the rise of overall prices of goods, leading to greater challenges in global living standards. There have been numerous studies indicating the impact of inflation amongst many stakeholders, but in this study, the objective is to assess whether it also affected the learners of a selected institution in the same way. Hence, a descriptive-correlational design was utilized to describe and correlate the levels of perceived assessment on modern-day inflation and the perceived changes in the budget consumption and decisions of Senior High School learners in the period of 2022. A structured Likert scale survey questionnaire adopted from the study of Avila & Gatpolintan (2019) was distributed to a sample of 282 respondents using simple random sampling. The data were analyzed using descriptive statistics for the first two objectives and Pearson r correlation for the third. The study revealed a very high level of agreement in the price increase brought by their perceptions toward modern-day inflation, a very high level of agreement on their perceived changes toward expenditures, and a high level for their preferences and quantity of consumption. The study also noted a moderate positive correlation (p<0.05) between the two variables, indicating that the learners' budgeting behaviors are influenced by their assessment of rising prices and that their perceptions have also been influenced by how they chose and quantified their necessities, respectively.
From BSA to CPA: Accounting the Journey Towards Becoming Certified Public Accountants in the City of Koronadal Tadlas, Ned Angelo A.; Java, Sarah May S.; Palacio, Princess Erlynn P.; Rejas, Nicole M.; Relampago, Diona Kaye Maria M.; Sarmiento, Hessa S.; Gonzales, James Edward T.; Gaygay Jr. , Carlos Friales
International Journal of Multidisciplinary: Applied Business and Education Research Vol. 6 No. 4 (2025): International Journal of Multidisciplinary: Applied Business and Education Rese
Publisher : Future Science / FSH-PH Publications

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijmaber.06.04.20

Abstract

This study aimed to describe the experiences and perceptions of Certified Public Accountants (CPAs) regarding their Bachelor of Science in Accountancy (BSA) course, their careers as CPAs, and their sources of motivation. A total of five (5) CPAs residing in the City of Koronadal were interviewed using a Descriptive Qualitative Design. The participants were selected through purposive sampling based on inclusion criteria. Data collection involved researcher-made, open-ended interview guide questionnaires, and interviews were conducted online via Google Forms. Thematic analysis, following Braun and Clarke’s (2006) approach, was used to analyze their responses. The results revealed that participants during their time as accountancy students perceived the said profession as prestigious and financially rewarding. However, they faced significant challenges, including the mental demands of coursework, social isolation due to academic pressures, and financial constraints that affect their studies. When they became CPAs, their motivations shifted as they now balance extrinsic factors such as financial stability and family support with intrinsic motivations like personal growth and career fulfillment. Despite this, they continue to encounter stress, time management difficulties, and the pressure of continuous learning to stay competitive in the field. This study unfolded that while the accounting profession is challenging, motivation helps students and CPAs overcome obstacles and find success. Aspiring CPAs should develop strong financial expertise and perseverance. Likewise, CPAs must pursue continuous learning and mentorship, educators and policymakers should enhance practical training and support systems, and future researchers are encouraged to expand their sample sizes for deeper analysis.
From Cash In to Out of Cash: The Horror, Coping, and Hope of 2019 Ponzi Investment Scam Victims Ponteres, Alexa C.; Cuambot, Ma. Ysabelle S.; Pimentel, Chino Anthony N.; Sucayan, Antonette J.; Aprecia, John Christian; Marundan, Wyatt Jayson Paul D.; Kamsa, Al-Ashier James T.; Gaygay Jr. , Carlos Friales
International Journal of Multidisciplinary: Applied Business and Education Research Vol. 6 No. 4 (2025): International Journal of Multidisciplinary: Applied Business and Education Rese
Publisher : Future Science / FSH-PH Publications

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijmaber.06.04.19

Abstract

This descriptive qualitative study looked into the experiences of scam investment victims in South Cotabato during 2019. Eight (8) participants who had partaken in investment fraud with a minimum age of 22 were selected through purposive and snowball sampling. Data were collected using semi-structured interviews and thematic analysis of Braun and Clarke (2006) to further understand the victim’s experiences in scam investment. In accordance with the research protocols, researchers made sure that the victims were not forced to partake in the study and their identity is confidential. Findings revealed that victims were mostly lured due to the high-return promises and framing effects. Social influence also further fuelled their desire to take part in the investment as their trusted friends and family members have shown successful gains. Fraudsters have also provided perceived legitimate evidence through mentions of registered permits. The emotional impact included disappointment, regret, and a sense of betrayal. The victim’s coping mechanisms involved optimization of resources, diverting loss to productivity, and developing a positive growth mindset, finding emotional support and optimizing strategies for them to eventually recover their losses. This study emphasized the importance of the critical need for financial literacy education, particularly regarding high-risk investments. Highlighting the importance of critical evaluation and due diligence in investment decisions. Furthermore, the government and non-state institutions, such as cooperatives and banks, initiate promoting financial awareness within communities, which are crucial to mitigating the risks of investment scams and empowering individuals to make sound decisions.
The Path to Success: The Challenges and Coping Mechanisms in Managing Business Operations among Multi-Business Owners in the City of Koronadal Larase, Prescious Arshel C.; Tindog, Kristine Milhea D.; Calunsag, Kherwin Claire M.; Rendaje, Zizi Ijna S.; Retuyan, Rovie Ann C.; Bermejo, Fionna Morgani; Yongque, Adylle Modge G.; Enate, Benz Joash T.; Gaygay Jr. , Carlos Friales
International Journal of Multidisciplinary: Applied Business and Education Research Vol. 6 No. 4 (2025): International Journal of Multidisciplinary: Applied Business and Education Rese
Publisher : Future Science / FSH-PH Publications

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/ijmaber.06.04.01

Abstract

Multi-business owners face various experiences in managing their businesses. These experiences can cause both positive and negative effects to a multi-business owner’s physical, mental and emotional aspects. This study aimed to investigate the experiences of multi-business owners in Koronadal City in managing multiple businesses. This research employed a descriptive qualitative approach with semi-structured interviews with five (5) participants who were multi-business owners. These personas have begun from small businesses to well-established ones, they run three (3) or more businesses, and have been in the business industry for at least three (3) years. Braun and Clarke’s (2006) thematic analysis were used to identify key themes from the interview data. The study addressed the experiences of multi-business owners in managing business operations, employees and how they cope with the challenges faced by managing multiple businesses. Analysis revealed that maintaining operations is both hard and rewarding for business owners, showing the tension between competitive demands and personal satisfaction from their work. Marketing strategies, inventory management, and tenant selection all emerge as critical to business success. Employee management is also considered as an essential theme which include setting regulations, conducting meetings, training sessions, performance-based benefits, and virtual monitoring. Monitoring corporate performance, employee disloyalty, and neurodiversity are significant challenges, however coping techniques such as one-on-one communication, problem solving, flexibility, and disciplinary actions can assist alleviate these concerns.
Co-Authors Aprecia, John Christian Bermejo, Fionna Morgani Calunsag, Kherwin Claire M. Cuambot, Ma. Ysabelle S. Enate, Benz Joash T. Gonzales, James Edward T. Hornada, Jasmine Kate Java, Sarah May S. Kamsa, Al-Ashier James T. Larase, Prescious Arshel C. Lastimosa, Robert Julius Marundan, Wyatt Jayson Paul D. Palacio, Princess Erlynn P. Pimentel, Chino Anthony N. Ponteres, Alexa C. Rejas, Nicole M. Relampago, Diona Kaye Maria M. Rendaje, Zizi Ijna S. Retuyan, Rovie Ann C. Sarmiento, Hessa S. Sedik, Ayessa Leigh B. Sucayan, Antonette J. Tadlas, Ned Angelo A. Tindog, Kristine Milhea D. Yongque, Adylle Modge G.