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All Journal Jurnal Manajemen dan Ekonomi Kreatif International Journal of Economics, Business and Innovation Research
Diva Delia Rossa Nicolas
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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Penggunaan Qris Sebagai Sistem Cashless Dalam Meningkatkan Efisiensi Transaksi Umkm di UPN “Veteran” Jawa Timur Arief Bachtiar; Mohhammad Wesla Dhifayana Sukirman; Natasha Claudia Ambarita; Diva Delia Rossa Nicolas; Vinda Cendrawati; Wardah Fadiah Salsabila
Jurnal Manajemen dan Ekonomi Kreatif Vol. 2 No. 1 (2024): Januari : Jurnal Manajemen dan Ekonomi Kreatif
Publisher : Universitas Kristen Indonesia Toraja

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/jumek.v2i1.285

Abstract

The era of the digital economy, known as the fourth industrial revolution, has brought significant technological advances, especially in the field of digital payment systems. Although this system has advantages and disadvantages, this system is generally superior to other payment systems. It is importat to note that the presence of a digital payment system does not mean eliminating physical cash. Carrying out research regarding the use of QRIS for MSMEs in the UPN “Veteran” East Jawa canteen uses a quantitative apporach to collect and analyze data related to the efficiency of MSME transactions in the UPN Veteran East Jawa canteen using QRIS as an electronic payment method. The sample for this research was taken randomly from MSMEs in the UPN “Veteran” East Jawa canteen. Directly from the knowledge of business actors to the obstacles faced, this discussion chapter discusses in detail the key findings that emerged during the research process.1. business Actors’ Knowledge of Qris. 2. Benefits of QRIS for Business Actors. 3. Barriers to Business Actors in Using QRIS. 4. Practical Implications and Recomendations. 5.Ease and Speed of Transactions. 6. Cheaper Transaction Fees. 7. Improved Transaction Records. 8. Inflation Control and Monitoring of Goods Prices
The Effect Of Cashless Transactions On The Velocity Of Money In Indonesia Diva Delia Rossa Nicolas; Sishadiyati, Sishadiyati
International Journal of Economics, Business and Innovation Research Vol. 4 No. 02 (2025): International Journal of Economics, Business and Innovation Research( IJEBIR)
Publisher : Cita konsultindo

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Abstract

Technological developments in the financial sector have encouraged a shift in transactions from cash to cashless. The increasingly massive digitization of the payment system is expected to affect the velocity of money in the economy, which is reflected in the velocity of money. This study aims to analyze the effect of cashless transactions on the velocity of money in Indonesia. Using secondary data from Bank Indonesia and the Central Bureau of Statistics, this study applies quantitative methods to measure the relationship between the volume of cashless transactions and the velocity of money. The results show that an increase in cashless transactions has a positive correlation with the velocity of money, indicating that the digitization of the payment system can accelerate the velocity of money in the economy. The findings provide implications for monetary policy and payment system regulation in supporting economic efficiency in the digital era.
Co-Authors Arief Bachtiar Mohhammad Wesla Dhifayana Sukirman Natasha Claudia Ambarita Sishadiyati Vinda Cendrawati Wardah Fadiah Salsabila