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Analisis Pembiayaan Mudharabah Dan Musyarakah Terhadap Profitabilitas Bank Di PT BNI Syariah Periode 2010-2018 Jauhariyah, Nur Anim; Ma’unah, Dwi Hanifatul
Tasyri` : Jurnal Tarbiyah-Syari`ah-Islamiyah Vol 26 No 2 (2019): October 2019
Publisher : LPPM STAI Ihyaul Ulum Gresik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29138/tasyri.v26i2.76

Abstract

The purpose of this study is to determine whether there is an influence between mudharabah financing, musyarakah financing and bank profitability. To find out the simultaneous influence between mudharabah financing and musyarakah financing on bank profitability using financing products at PT BNI Syariah. This study uses a quantitative approach. The independent variable of this research is mudharabah (X1) and musyarakah financing (X2), while the dependent variable (Y) is bank profitability. The analysis tool uses multiple linear regression with the help of SPSS software. Research Results Partially from mudharabah financing (X1) to bank profitability (Y) produces tcount> t table, t count of 3.099 t table 2.447 means that it is significant; Partially musyarakah financing (X2) to bank profitability (Y) produces tcount <ttable, tcount of 0.218 and ttable 2.447 means that it is not significant; Simultaneously mudharabah financing (X1) and musyarakah financing (X2) to bank profitability (Y) produce Fcount value of 6,800 while Ftable is 5.14, then Fcount> Ftable means that it is significant that the variable mudharabah financing (X1) and musyarakah financing (X2 ) significant effect on profitability (Y) in PT BNI Syariah Period 2010-2018