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All Journal MUSLIMPRENEUR : Jurnal Ekonomi dan Kajian Keislaman Alif Lam: Journal of Islamic Studies and Humanities Al Qardhu Jurnal Ekonomi dan Bisnis Islam
Iswandi, L. Muhamad
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Religion Humanities Economics, Econometrics & Finance Languange, Linguistic, Communication & Media Social Sciences Other

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FINANCIAL LITERACY AND SHARIA BANK SERVICE USE AMONG SALAF-WAHABI IN BAGIK NYAKA SANTRI, EAST LOMBOK Iswandi, L. Muhamad
Alif Lam : Journal of Islamic Studies and Humanities Vol 4 No 02 (2024): Alif Lam: Journal of Islamic Studies and Humanities
Publisher : STAI Darul Kamal NW Kembang Kerang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51700/aliflam.v4i02.690

Abstract

This essay explores the significant significance of financial literacy for the Muslim-Wahabi-Salafi group residing in East Lombok. The research is primarily concerned with the issues that arise between sharia banks and ordinary banks within Salafi-Wahhabi groups. In order to get precise findings on this subject, the author employed qualitative research methods such as observation, interviews, and documentation to collect primary data, as well as utilizing many scientific works as secondary data. Upon conducting several academic procedures, the author discovered that the level of sharia financial literacy within the community of Bagik Nyaka Santri Village, particularly within Salafi-Wahabi circles, was deemed insufficient. This has a significant influence on the utilization of sharia banking services, which is likewise quite low. Financial literacy has little impact on the utilization of sharia banking services, as individuals perceive no necessity for such services. In addition to these causes, the adoption of sharia banking services is also impacted by the ideology of the Salafi-Wahabi community, which views the utilization of both conventional and sharia banking services as imbalanced. They have a preference for retaining their own funds and do not possess any inclination towards utilizing sharia-compliant banking services.
STRATEGI PEMASARAN PRODUK PEMBIAYAAN DALAM MENINGKATKAN JUMLAH NASABAH PADA BMT AL HIDAYAH UMMAT SEJAHTERA marjan; Iswandi, L. Muhamad
MUSLIMPRENEUR : Jurnal Ekonomi dan Kajian Keislaman Vol. 4 No. 2 (2024): MUSLIMPRENEUR
Publisher : Fakultas Ekonomi Islam Institut Agama Islam Nurul Hakim Kediri Lombok Barat

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Abstract

This research aims to determine the Marketing Strategy for Financing Products in Increasing the Number of Customers at BMT Al Hidayah Ummat Sejahtera Kotaraja. This research uses field research with a qualitative approach, namely direct observation of the object under study in order to obtain relevant data. Based on the results of the research that the author obtained regarding Marketing Strategy for Financing Products in Increasing the Number of Customers at BMT Al Hidayah Ummat Sejahtera Kotaraja, namely by implementing product strategy, price strategy, place/distribution strategy (place), promotion strategy and HR strategy in marketing activities. The obstacles faced in the Marketing Strategy for Financing Products in Increasing the Number of Customers at BMT Al Hidayah Ummat Sejahtera Kotaraja include: External obstacles; 1) Very tight competition with other financial institutions, 2) Lack of public knowledge or understanding about BMT, 3) There are many other financial institutions standing. Constraints from within; 1) Administration sector, 2) HR sector.
IMPACT OF THE EXISTENCE OF THE MANDALIKA CIRCUIT ON THE COMMUNITY ECONOMY IN KUTA VILLAGE, CENTRAL LOMBOK Iswandi, L. Muhamad
Al-Qardhu Vol. 3 No. 01 (2024): (September) Jurnal Al-Qardhu
Publisher : Fakultas Syariah IAI Hamzanwadi Pancor, Lombok Timur, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37216/alqardhu.v3i01.1632

Abstract

This research is motivated by the existence of the Mandalika Circuit which has brought changes to the people of Kuta Village, Pujut District, Central Lombok Regency. This research uses a descriptive-analytic research method that analyzes the data found with data obtained in the field. The method used to obtain data is by using observation, interviews and documentation methods. As well as data analysis using the data reduction stage, data presentation or data display stage and verification or conclusion drawing stage. The results of this research show that the impact of the existence of the Mandalika Circuit on the income of the people of Kuta Village, Pujut District, Central Lombok Regency has had a positive impact on the economy of the people of Kuta Village. Especially for business actors in Kuta Village, they really feel the change in their business income compared to their income before the Mandalika Circuit existed.
Co-Authors marjan