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All Journal Perisai : Islamic Banking and Finance Journal Journal of Innovation in Teaching and Instructional Media
Erikawati, Erikawati
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Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Mathematics Other

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The Role of People's Business Credit (Kur Syariah) on he Turnover of Micro, Small and Medium Enterprises (MSMEs) Customers of PT Pegadaian Syariah in Sampang Regency Erikawati, Erikawati; Elfira Maya Adiba
Perisai : Islamic Banking and Finance Journal Vol 8 No 1 (2024): April
Publisher : Universitas Muhammadiyah Sidoarjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21070/perisai.v8i1.1707

Abstract

KUR sharia is one of the products offered by Pegadaian Syariah to help micro, small and medium enterprises (MSMEs) develop their businesses using sharia principles. The aim of the research is to analyze the differences in MSME turnover in Sampang Regency before and after receiving sharia KUR financing. This research was carried out from December 2023 to January 2024. The number of samples used was 59 respondents. This research uses comparative quantitative research methods. The data collection and analysis method is through primary data in the form of distributing questionnaires. The data analysis technique used in this research is purposive sampling. The research results show that KUR Syariah financing has a significant influence on the turnover of Micro, Small and Medium Enterprises (MSMEs) in Kab. Lacquer. This is reinforced by the results of data analysis using the paired sample t-test and simple linear regression test, namely the significant value is 0.000 < 0.05 so it can be concluded that after obtaining KUR Syariah financing there has been a significant increase.
The Philosophy of Realism in Education Erikawati, Erikawati
Journal of Innovation in Teaching and Instructional Media Vol 4 No 1 (2023): Journal of Innovation in Teaching and Instructional Media
Publisher : Yayasan Sembilan Pemuda Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52690/jitim.v4i1.732

Abstract

Realism is a philosophical teaching which considers that a truth is a real picture or a real copy of the world of reality from an idea that exists in someone’s mind. The goal of the philosophy of realism is to understand and recognize the existence of an external world that is objective and independent of the human mind. The philosophy of realism believes that the external world has a real existence and can be accessed through human observation and experience. Another goal of the philosophy of realism is to develop a better understanding of the world and avoid errors in the interpretation and understanding of reality. In the educational context, the philosophy of realism aims to develop education that is based on experience and objective observation, so that students can understand the world better and more accurately.
Co-Authors Elfira Maya Adiba