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All Journal International Journal of Engagement and Empowerment (IJE2) Research Trend in Technology and Management
Musyaffi, Ayatullah Michael
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Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Other

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EMPOWERING SMES AND EDUCATORS: A HOLISTIC APPROACH TO TAX AWARENESS AND COMPLIANCE Khairunnisa, Hera; Musyaffi, Ayatullah Michael; Prihatni, Rida; Rachmadania, Rizki Firdausi; Anugrah, Surya; Suryono, Windy Permata; Sudiati, Rochma; Fhadira, Dinda Marsa; Irawan, Kania Allya; Johari, Razana Juhaida
International Journal of Engagement and Empowerment (IJE2) Vol. 4 No. 2 (2024): International Journal of Engagement and Empowerment
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ije2.v4i2.161

Abstract

This program is conducted to increase awareness and tax literacy of SMEs with the hope that SMEs know the taxation process such as calculating, depositing, and reporting. This webinar was held on Wednesday, May 22, 2024 and was attended by 180 participants consisting of SMEs from the East Jakarta and West Jakarta areas, students and lecturers of Universitas Negeri Jakarta, and students of Mara University of Technology Malaysia. Assoc.There were three speakers who filled this webinar event. Prof. Dr. Razana Juhaida Johari as the first speaker explained the concept of accounting for MSMEs, the second speaker, Rizky Tiaro Sulistyo, S.Tr.Ak. delivered material on the Taxation Education Program for MSMEs, Muzaki Andriawan P.S.E., B.K.P., CTAP as the third speaker closed the session with a practical discussion on income tax for MSMEs. The results of this program were carried out well. interesting material for umkm made participants actively ask questions and want to explore more about taxes that apply to umkm and accounting concepts for SMEs.
STRATEGIC EMPOWERMENT OF SMES THROUGH DIGITAL FINANCIAL LITERACY: A CROSS-BORDER ENGAGEMENT FRAMEWORK USING SME ACCOUNTING STANDARDS AND FINANCIAL TECHNOLOGY TO SUPPORT SDG 9 Musyaffi, Ayatullah Michael; Suyono, Windy Permata; Anwar, Choirul; Perdana, Petrolis Nusa; Tek Wei, Andrew Saw; Kurniawan, Arief
International Journal of Engagement and Empowerment (IJE2) Vol. 5 No. 2 (2025): International Journal of Engagement and Empowerment
Publisher : Yayasan Education and Social Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53067/ije2.v5i2.222

Abstract

Small and Medium Enterprises (SMEs) are essential contributors to economic development, especially in emerging countries. However, many SMEs lack the necessary knowledge and tools to manage their finances effectively, particularly through standardized and digital approaches. This community engagement initiative seeks to enhance the digital financial literacy of SMEs through a cross-border collaboration between State University of Jakarta (Indonesia) and University Malaysia Sabah. The program introduced a structured empowerment framework that integrates SME accounting standards—particularly Indonesia’s SAK EMKM—with financial technology applications to support accurate and timely financial reporting. The activities included virtual training and mentoring on financial literacy, the use of cloud-based accounting tools, and simplified financial reporting procedures. Evaluation results showed significant improvement in participants’ ability to record transactions, prepare basic financial statements, and use digital accounting tools independently. This project demonstrates that integrating localized SME standards with financial technology can strengthen SME resilience, promote innovation, and contribute to Sustainable Development Goal 9 (Industry, Innovation, and Infrastructure).
Algorithmic Satisfaction: Can AI Systems Meet Consumer Expectations and Enhance Satisfaction? Aji Ahmadi Sasmi; Ikhwan, Muhammad; Musyaffi, Ayatullah Michael
Research Trend in Technology and Management Vol. 3 No. 4 (2025): Research Trend in Technology and Management
Publisher : RTTM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56442/rttm.v3i4.107

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh kualitas informasi, ekspektasi pelanggan, dan persepsi kualitas terhadap kepuasan pelanggan dalam konteks penggunaan sistem berbasis kecerdasan buatan (AI) pada layanan e-commerce di Kabupaten Bekasi. Menggunakan pendekatan kuantitatif dan teknik analisis SEM-PLS terhadap 350 responden, hasil penelitian menunjukkan bahwa kualitas informasi memiliki pengaruh positif dan signifikan terhadap ekspektasi pelanggan, persepsi kualitas, dan kepuasan pelanggan. Selain itu, ekspektasi dan persepsi kualitas juga terbukti secara langsung memengaruhi tingkat kepuasan pelanggan. Penelitian ini menegaskan pentingnya kualitas informasi dalam membentuk pengalaman konsumen yang positif dan mendorong perusahaan digital untuk mengoptimalkan penggunaan teknologi AI guna meningkatkan kepuasan dan loyalitas pelanggan, serta mendukung pertumbuhan ekonomi digital berkelanjutan.
Co-Authors Aji Ahmadi Sasmi Arief Kurniawan Choirul Anwar Fhadira, Dinda Marsa Irawan, Kania Allya Johari, Razana Juhaida Khairunnisa, Hera Muhammad Ikhwan Petrolis Nusa Perdana, Petrolis Nusa Rida Prihatni Rizki Firdausi Rachma Dania Sudiati, Rochma Surya Anugrah Suryono, Windy Permata Suyono, Windy Permata Tek Wei, Andrew Saw