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All Journal Jurnal Ilmu Hukum The Juris Collegium Studiosum Journal
Roswitha, Aji Titin
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Humanities Law, Crime, Criminology & Criminal Justice

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PERLINDUNGAN HUKUM TERHADAP NASABAH PINJAMAN ONLINE Roswitha, Aji Titin; Kursiswanti, Eli Tri; Japri, Muhammad; Kristian , Agata
Collegium Studiosum Journal Vol. 7 No. 1 (2024): Collegium Studiosum Journal
Publisher : LPPM STIH Awang Long

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56301/csj.v7i1.1319

Abstract

Easy credit loans online are becoming popular, but many cases have also arisen because of this. People are currently liking easy online credit loans because the process is easy and very helpful when you are in dire need and there are no funds yet. Online loans, which are usually driven by fintech companies, are also often used as loans for shopping for consumer goods in the community. Unfortunately, there are many cases of online loans that harm users. People no longer need to go to the bank to apply directly to get a loan, the process of borrowing money can simply be accessed via a smartphone, such as the Apple Store (IOS) or Google Play Store (Android) or a laptop connected to the internet. In this article the author uses a juridical approach normative, because of its approach, this model of legal research is called normative legal research. By using Primary Legal materials, the legal basis for Online Loans is regulated in Financial Services Authority Regulation Number 77/POJK.01/2016 concerning Information Technology-Based Money Lending and Borrowing Services.
PERLINDUNGAN HUKUM TERHADAP NASABAH PINJAMAN ONLINE Roswitha, Aji Titin; Kursiswanti, Eli Tri; Japri, Muhammad; Kristian , Agata
Collegium Studiosum Journal Vol. 7 No. 1 (2024): Collegium Studiosum Journal
Publisher : LPPM STIH Awang Long

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56301/csj.v7i1.1319

Abstract

Easy credit loans online are becoming popular, but many cases have also arisen because of this. People are currently liking easy online credit loans because the process is easy and very helpful when you are in dire need and there are no funds yet. Online loans, which are usually driven by fintech companies, are also often used as loans for shopping for consumer goods in the community. Unfortunately, there are many cases of online loans that harm users. People no longer need to go to the bank to apply directly to get a loan, the process of borrowing money can simply be accessed via a smartphone, such as the Apple Store (IOS) or Google Play Store (Android) or a laptop connected to the internet. In this article the author uses a juridical approach normative, because of its approach, this model of legal research is called normative legal research. By using Primary Legal materials, the legal basis for Online Loans is regulated in Financial Services Authority Regulation Number 77/POJK.01/2016 concerning Information Technology-Based Money Lending and Borrowing Services.
KESETARAAN KEDUDUKAN ANAK LAKI-LAKI DAN PEREMPUAN DALAM TINDAK PIDANA PENCABULAN Wijaya, Adi; Japri, Muhamad; Roswitha, Aji Titin
The Juris Vol. 9 No. 2 (2025): JURNAL ILMU HUKUM : THE JURIS
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat STIH Awang Long

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56301/juris.v9i2.1931

Abstract

Article 82(1) of Law No. 35 of 2014 on Child Protection stipulates that “any person” who commits or allows an act of indecency against a child shall be subject to criminal sanctions. However, law enforcement practices show a consistent pattern in which only male minors are prosecuted, while female minors who similarly commit or permit such acts are not treated as criminal subjects. This disparity raises concerns regarding the principle of equality before the law and the proper interpretation of the term “any person” within the provision. This study aims to analyze the legal standing of male and female minors as perpetrators in indecency cases and to examine whether female minors also meet the elements of criminal liability under Article 82. The findings indicate that both male and female minors who consciously engage in or allow indecent acts fulfill the objective and subjective elements of the offense and therefore hold equal legal status as potential perpetrators. Nevertheless, in practice, law enforcement still reflects gender bias by automatically positioning females as victims. The study recommends developing clearer procedural guidelines, enhancing gender sensitivity among investigators, and revising the statutory language to eliminate interpretive ambiguity.
Co-Authors Adi Wijaya Japri, Muhamad Japri, Muhammad Kristian , Agata Kursiswanti, Eli Tri