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NAVIGATING UNCERTAINTY: THE ROLE OF FINANCIAL ACCESS IN POVERTY ALLEVIATION DURING ECONOMIC CRISES Askar, Media Wahyudi
Jurnal Kebijakan Pemerintahan Jurnal Kebijakan Pemerintahan, Volume 7, Nomor 1, Tahun 2024
Publisher : Fakultas Politik Pemerintahan IPDN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33701/jkp.v7i1.4303

Abstract

Abstract Access to financial services has long been recognized as a vital tool in poverty alleviation and economic development. Using logistic regression analysis, the study investigates the impact of financial access, particularly access to loans, on various poverty indicators, with a focus on gender dynamics and urban-rural disparities during economic crises. The analysis reveals that access to loans significantly influences key poverty indicators, including personal income increase, obtaining loans for business ventures, and opening new businesses. While the overall impact is positive, gender-specific differences in the significance of financial access indicate the need for tailored approaches. Women entrepreneurs, in particular, benefit significantly from access to loans, highlighting the importance of customized financial inclusion programs. Furthermore, the study finds that the impact of access to loans varies between urban and rural settings, with loans playing a more critical role in stimulating entrepreneurship and economic activity in rural areas. Policy implications from the analysis emphasize inclusive financial programs for both genders and addressing urban-rural gaps. Prioritizing initiatives to enhance women's credit access and rural entrepreneurship can unlock economic potential and promote inclusive growth. Keywords: financial access, poverty, economic crises
Measuring The Gig Economy in Indonesia: Typology, Characteristics, and Distribution Permana, Muhammad Yorga; Izzati, Nabiyla Risfa; Askar, Media Wahyudi
Jurnal Manajemen Teknologi Vol. 21 No. 3 (2022)
Publisher : Unit Research and Knowledge, School of Business and Management, Institut Teknologi Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12695/jmt.2022.21.3.7

Abstract

Abstract. Work in the gig economy is defined as short-term and task-based jobs mediated by digital platforms. In Indonesia, the emergence of an online motorcycle taxi driver platform in 2015 marked the discourse about the gig economy as the future alternative of jobs on the one hand, and as a new form of exploitation of labor on the other hand. This study is the first to define the typology of the gig economy and identify the platforms of the gig economy service providers in Indonesia. Furthermore, this study estimates the number of gig economy workers by using micro data from the National Labor Force Survey (Sakernas) released by the Central Statistics Agency. It was found that 0.3 to 1.7% of Indonesian workers participated in the gig economy as their primary job. This study also compares the characteristics of gig workers in the transportation sector and in the other service sectors with the overall demographics of the workforce. It was found that gig workers shared more characteristics with the formal workers than with the informal workers. Finally, this study maps the distribution of gig workers throughout Indonesia at the city/district level. It can be concluded that the gig economy is an urban phenomenon. Most gig workers in the transportation sector are concentrated in the provincial capital and in Metropolitan Jakarta. Meanwhile, gig workers in other service sectors are distributed more in tier 2 cities in Java.Keywords: Gig economy, gig worker, digital worker, labor economics, jobsĀ Abstrak. Pekerjaan di dalam ekonomi gig didefinisikan sebagai pekerjaan berbasis tugas jangka pendek yang dimediasi oleh platform digital. Di Indonesia, kehadiran platform pengemudi ojek online di tahun 2015 menandai ramainya wacana mengenai ekonomi gig sebagai kesempatan pekerjaan di masa depan di satu sisi dan juga sebagai bentuk baru eksploitasi pekerja di sisi lain. Studi ini merupakan yang pertama mendefinisikan tipologi ekonomi gig dan memetakan platform penyedia layanan ekonomi gig di Indonesia. Lebih lanjut studi ini juga mengestimasi ukuran pekerja ekonomi gig menggunakan data mikro survei angkatan kerja nasional (Sakernas) yang dirilis oleh Badan Pusat Statistik. Didapatkan bahwa terdapat 0,3 hingga 1,7% dari angkatan kerja Indonesia yang menjadikan ekonomi gig sebagai pekerjaan utamanya. Kemudian, studi ini membandingkan karakteristik pekerja gig di sektor transportasi dan di sektor jasa lainnya dengan demografi pekerja keseluruhan. Didapatkan bahwa pekerja gig memiliki karakteristik lebih mirip dengan pekerja formal daripada pekerja informal. Terakhir, studi ini memetakan sebaran pekerja gig di seluruh Indonesia hingga ke tingkat Kota/Kabupaten. Dapat disimpulkan bahwa ekonomi gig merupakan fenomena urban. Pekerja gig di sektor transportasi banyak terkonsentrasi di Ibukota provinsi dan di Metropolitan Jakarta. Sementara pekerja gig di sektor jasa lainnya lebih terdistribusi ke kota-kota tier 2 di Pulau Jawa.Kata kunci: Ekonomi gig, pekerja gig, pekerja digital, ekonomi tenaga kerja, pekerjaan