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Procedure for Providing Financing without Collateral with Wakalah Wal Murabahah Contracts at Btpn Syariah Surabaya Kusmanningrum, Yunita; Wahyuni, Rinda Tri; Shalasiah, Shalasiah
Majapahit Journal of Islamic Finance and Management Vol. 2 No. 2 (2022): Islamic Finance and Management
Publisher : Department of Sharia Economics Institut Pesantren KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v2i2.25

Abstract

In the last five years, BTPN Syariah has continued to show progress, from year to year the assets owned have continued to increase accompanied by an increase in disbursed financing. Nevertheless, BTPN Syariah was able to reduce the NPF to below 2.5% with the disbursed financing being at 10 trillion, even though the disbursed financing is collateral-free financing and is given to pre/prosperous communities. The purpose of this study is to find out and understand what kind of procedures are applied to this collateral-free financing. The method used in this research is a descriptive qualitative method with the type of field research (field research), the collection technique used is observation and in-depth interviews.
Prosedur Pemberian Pembiayaan Tanpa Agunan di BTPN Syariah Surabaya Ningrum, Yunita Kusman; Wahyuni, Rinda Tri; Salasiah, Salasiah
Jurnal Keuangan dan Perbankan Syariah Vol 2 No 1 (2023): Juni 2023
Publisher : FAKULTAS EKONOMI DAN BISNIS ISLAM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24260/jkubs.v2i1.1297

Abstract

In the last five years BTPN Syariah has continuded to show progress, from year to year the assets of BTPN Syariah have continued to grow accompanied by in increase in distribused financing. Nevertheless, the existing NPF indicates that the soundness level of BTPN Syariah is Collateral-free financing. Therefore, the purpose of this study is to know and understand what kind of procedures are carrier out for collateral-free financing and the financing system. The method used in this research is descriptive qualitative method wiht type of field research (field research), the research technique used is observation and in-depth interviews. The results of the study show that some of the provisions imposed by btpn Syariah can minimizw problematic financing, such as mandatory central meetings, group member selection, and also a group financing system.
Procedure for Providing Financing without Collateral with Wakalah Wal Murabahah Contracts at Btpn Syariah Surabaya Kusmanningrum, Yunita; Wahyuni, Rinda Tri; Shalasiah, Shalasiah
Majapahit Journal of Islamic Finance and Management Vol. 2 No. 2 (2022): Islamic Finance and Management
Publisher : Department of Sharia Economics Institut Pesantren KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v2i2.25

Abstract

In the last five years, BTPN Syariah has continued to show progress, from year to year the assets owned have continued to increase accompanied by an increase in disbursed financing. Nevertheless, BTPN Syariah was able to reduce the NPF to below 2.5% with the disbursed financing being at 10 trillion, even though the disbursed financing is collateral-free financing and is given to pre/prosperous communities. The purpose of this study is to find out and understand what kind of procedures are applied to this collateral-free financing. The method used in this research is a descriptive qualitative method with the type of field research (field research), the collection technique used is observation and in-depth interviews.
THE EFFECT OF HORMONES ON PHYSIOLOGICAL AND PSYCHOLOGICAL ADAPTATIONS DURING PREGNANCY Harja, Evelyn; T, Ria Yulianti; Ai'sah; Azzahra, Akmevi Carissa; Merlinda, Euis; Fadia, Putri; Wahyuni, Rinda Tri; Dewi, Vanesa Fitriana
Journal for Quality in Women's Health Vol. 6 No. 2 (2023): September
Publisher : Universitas STRADA Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30994/jqwh.v6i2.223

Abstract

In this study the authors raised the title of "Changes in Hormone Physiology and Psychology during Pregnancy". This study aims to review the journals that the authors have chosen. The method used in this study was a literature review of the 9,810 results that appeared, then a review was carried out on the 31 selected journals. The results of this study are that the hormonal changes that occur during pregnancy are very complex and correlate with each other to support the growth and development of the fetus as well as the body's preparation for childbirth and breastfeeding. Understanding the physical and emotional changes experienced by women during pregnancy is essential to support proper pregnancy care and management.