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All Journal Tsaqofah: Jurnal Penelitian Guru Indonesia Co-Creation : Jurnal Ilmiah Ekonomi Manajemen Akuntansi dan Bisnis
Syaifullah, Muhammad Ilham
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Economics, Econometrics & Finance Education

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Implementasi Etika Bisnis Islam dalam Transaksi Jual Beli Pedagang Busana Muslim di Kawasan Religi Sunan Ampel Surabaya Syaifullah, Muhammad Ilham
TSAQOFAH Vol 3 No 5 (2023): SEPTEMBER
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/tsaqofah.v3i5.1541

Abstract

Islamic business ethics is a way or morals used in carrying out business activities that cover all aspects based on the Qur'an and hadith as well as applicable norms. Islamic business ethics includes five principles including the principle of unity, the principle of justice, the principle of free will, the principle of responsibility and the principle of truth. In carrying out business activities, a Muslim is required to always apply the principles of Islamic business ethics in accordance with Islamic law. This study aims to find out how the process of buying and selling transactions and the application or implementation of Islamic business ethics in buying and selling transactions of Muslim fashion traders in the Religious Area of Sunan Ampel Surabaya. The method used in this research is using descriptive qualitative method. Sources of data in this study using primary and secondary data sources. Data collection techniques using the method of observation, interviews and documentation. Informants in this study include several parties including market managers, Muslim clothing traders and Muslim clothing buyers in the Sunan Ampel Religious Area, Surabaya. Based on the results of the interviews and observations, the researchers formulated the results of this study, namely 1) The process of buying and selling transactions for fashion merchants includes sellers and buyers, consent and acceptance, goods purchased and replacement exchange rates. 2) The application of Islamic business ethics has been well implemented by Muslim fashion traders. But there are still traders who show impolite and unfriendly attitudes towards buyers. This can be due to traders who do not fully understand Islamic business ethics.
Analisis pembiayaan mikro UMKM dengan akad musyarakah mutanaqisah pada Bank Syariah Indonesia KCP Trunojoyo Bangkalan Syaifullah, Muhammad Ilham
Co-Creation : Jurnal Ilmiah Ekonomi Manajemen Akuntansi dan Bisnis Vol. 2 No. 4 (2024): Co-Creation : Jurnal Ilmiah Ekonomi Manajemen Akuntansi dan Bisnis
Publisher : ARKA INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55904/cocreation.v2i4.929

Abstract

This study was conducted with the aim of analyzing micro financing of MSMEs with the Musyarakah Mutanaqisah contract at Bank Syariah Indonesia, Trunojoyo Branch Office, Bangkalan. The research method used in this study is a qualitative descriptive method. Data collection techniques were carried out by observation and interviews. Based on the results of the study, it shows that in micro financing of MSMEs with the Musyarakah Mutanaqisah contract at Bank Syariah Indonesia, Trunojoyo Branch Office, Bangkalan through an agreement between the customer and the bank with an agreement on the assets or goods needed by the customer first, then the bank will conduct a field survey to the customer which will then be disbursed according to the approval of the head of the bank. It can be concluded that micro financing of MSMEs using the Musyarakah Mutanaqisah contract is a financing process for small and medium micro businesses through a financing agreement with a capital cooperation scheme for the purchase of goods or property in asset ownership with applicable sharia provisions.
Analisis pembiayaan mikro UMKM dengan akad musyarakah mutanaqisah pada Bank Syariah Indonesia KCP Trunojoyo Bangkalan Syaifullah, Muhammad Ilham
Co-Creation : Jurnal Ilmiah Ekonomi Manajemen Akuntansi dan Bisnis Vol. 2 No. 4 (2024): Co-Creation : Jurnal Ilmiah Ekonomi Manajemen Akuntansi dan Bisnis
Publisher : ARKA INSTITUTE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55904/cocreation.v2i4.929

Abstract

This study was conducted with the aim of analyzing micro financing of MSMEs with the Musyarakah Mutanaqisah contract at Bank Syariah Indonesia, Trunojoyo Branch Office, Bangkalan. The research method used in this study is a qualitative descriptive method. Data collection techniques were carried out by observation and interviews. Based on the results of the study, it shows that in micro financing of MSMEs with the Musyarakah Mutanaqisah contract at Bank Syariah Indonesia, Trunojoyo Branch Office, Bangkalan through an agreement between the customer and the bank with an agreement on the assets or goods needed by the customer first, then the bank will conduct a field survey to the customer which will then be disbursed according to the approval of the head of the bank. It can be concluded that micro financing of MSMEs using the Musyarakah Mutanaqisah contract is a financing process for small and medium micro businesses through a financing agreement with a capital cooperation scheme for the purchase of goods or property in asset ownership with applicable sharia provisions.
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