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All Journal JURNAL ECONOMIA
Bandara, R. A. Seetha
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Economics, Econometrics & Finance

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Student Financial Well-being: Personal Factors and Financial Behavior as Antecedents of Financial Well-being Margasari, Naning; Andhini, Mega Murti; Musaroh, Musaroh; Bandara, R. A. Seetha
Jurnal Economia Vol. 20 No. 2 (2024): June 2024
Publisher : Faculty of Economics and Business, Universitas Negeri Yogyakarta in collaboration with the Institute for

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21831/economia.v20i2.58070

Abstract

AbstractThe information age has the potential for a negative impact on materialism and a positive impact on ways of managing student finances. This can affect the financial well-being of students. This study aims to determine the antecedents of financial well-being in college students in terms of personal and behavioral characteristics. Personal characteristics and behavior are in terms of materialism, financial behavior, and financial self-efficacy variables. These variables are measured through a questionnaire instrument developed from previous research. The results of this study found that materialism and financial behavior had a negative and significant effect on financial well-being, but financial self-efficacy was not proven to have a significant effect on financial well-being. The results of this study provide practical implications in improving student financial well-being, such as through financial literacy to control student materialism and financial behavior. Keywords:Materialism, Financial Behavior, Financial Self-Efficacy, Financial Well-Being.
Co-Authors Andhini, Mega Murti Musaroh, Musaroh Naning Margasari