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Salsabila, Shafa Tasya
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Economics, Econometrics & Finance

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The Effect of Financial Knowledge, Perceived Trust and Perceived Use on Interest in Using Shopee Paylater Bachtiar, Sonia; Yuli kartika; Salsabila, Shafa Tasya
Jurnal Manajemen Bisnis Vol. 11 No. 1 (2024): March
Publisher : Pusat Penerbitan dan Publikasi Ilmiah, FEB, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33096/jmb.v11i1.733

Abstract

With the increasing interest in online shopping in Indonesia, there are more options for online transaction payments. One of them is ShopeePay later. This study aims to find the relationship and impact of financial knowledge, perceived trust, and perceived use on intention to use Shopee Paylater in generation Z in Indonesia. The research method uses a quantitative approach with a research sample of 231 people of generation Z in Java. The collected data was tested using the SEM-PLS technique through SmartPLS 4.0 software. The test results show that financial knowledge has a positive and significant effect on Shopee Paylater's perceived trust. Then perceived trust and perceived use have a positive and significant effect on interest in using Shopee Paylater. However, financial knowledge variables have no significant effect on the perceived use and interest of Shopee Paylater. The results of this study are expected to help and provide positive benefits for people who read about and want to research Shopee Paylater.
The Influence of Perceived Trust, Usefulness, Risks and Financial Knowledge on Interest in Using SPayLater Salsabila, Shafa Tasya; Dewi, Yuli Kartika; Bachtiar, Sonia
Jurnal Manajemen Bisnis Vol. 11 No. 1 (2024): March
Publisher : Pusat Penerbitan dan Publikasi Ilmiah, FEB, Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33096/jmb.v11i1.734

Abstract

This study aims to determine the effect of perceived trust, usefulness, risk, and financial knowledge on interest in using SpayLater. This research method uses a quantitative approach with a research sample of 231 generation Z communities in Java. The data collected was tested using the SEM-PLS technique through SmartPLS 4.0 software. The test results show that perceived trust, benefits, and risks have a positive and significant effect on interest in using SpayLater. Meanwhile, financial knowledge does not affect interest in using SpayLater. These results are expected to provide positive implications for generation Z, who should be more careful when choosing to transact using the PayLater facility.
Co-Authors Bachtiar, Sonia Yuli kartika Yuli Kartika Dewi