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All Journal Community Engagement and Emergence Journal (CEEJ) Manis : Jurnal Manajemen dan Bisnis
Pattiruhu, Josef R.
Unknown Affiliation
Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions

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PENGARUH RISIKO KREDIT DAN LIKUIDITAS TERHADAP PROFITABILITAS BANK DENGAN TINGKAT KECUKUPAN MODAL SEBAGAI VARIABEL MODERASI Lestaluhu, Ramwati Fauziyah; Pattiruhu, Josef R.; Siaila, Steven
Manis: Jurnal Manajemen dan Bisnis Vol 7 No 2 (2024): Vol 7 No 2 (2024): MANIS: Jurnal Manajemen dan Bisnis
Publisher : Jurusan Manajemen Fakultas Ekonomi dan Bisnis Universitas Pattimura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30598/manis.7.2.115-123

Abstract

Penelitian ini bertujuan untuk menganalisis mengenai Profitabilitas Bank Konvensional terkhusus yang berkaitan dengan kegiatan penyaluran dana dalam hal ini risiko kredit dan likuiditas serta Kecukupan Modal sebagai variable Moderating dari kedua variable terikat untuk mengetahui Profitabilitas Bank. Subjek penelitian ini adalah bank konvensional yang listing di BEI tahun 2017-2021. Pemilihan sampel dilakukan dengan metode purposive sampling, sehingga diperoleh 24 Bank Umum Konvensional yang terdaftar di BEI. Data yang digunakan berupa data sekunder yang berasal dari laporan tahunan. Teknik analisis data yang digunakan adalah analisis statistic deskriptif dan analisis regresi linear berganda serta untuk menganalisis variable moderating menggunakan uji MRA (Moderated Regression Analysis). Hasil penelitian ini menunjukkan bahwa Risiko Kredit dan Likuiditas tidak berpengaruh signifikan terhadap Profitabilitas Bank. Dan Tingkat kecukupan modal tidak mampu memoderasi pengaruh Risiko Kredit dan Likuiditas terhadap Profitabilitas Bank.
Digital Sebagai Sarana Promosi Usaha Mikro Pada Pelaku Usaha di Desa Uraur Pattiruhu, Josef R.; Risambessy, Agusthina; Huwae, Victor E.; Sialia, Steven
Community Engagement and Emergence Journal (CEEJ) Vol. 5 No. 3 (2024): Community Engagement & Emergence Journal (CEEJ)
Publisher : Yayasan Riset dan Pengembangan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/ceej.v5i3.6618

Abstract

Uraur Village is the entrance to Honitetu. Indigenous Peoples who live in Uraur Village have the same freedom as other Honitetu Indigenous Peoples to access their customary forests and take their food needs from there. At the traditional community level, the important role of women in traditional institutions or what is commonly referred to as Saniri can be seen. Most of the people in Uraur village work as farmers and laborers. Uraur village has very fertile and attractive natural potential which can provide opportunities for each individual to be able to do business, but in reality the community, people far prefer to become civil servants rather than being business actors, even if there are business actors, it is not small compared to the number of people in the community. The method used in this activity is counseling or lecture which aims to provide an understanding of digital technology as a means of promoting the results of creative efforts by business actors. The result of this activity is the absorption of knowledge and the formation of a complete understanding by business actors through the material presented so that partners can change their mindset and shift traditional marketing methods to digital marketing methods so that businesses by micro business actors survive so that business actors are able to contribute to the creative economy.
Co-Authors Agusthina Risambessy Huwae, Victor E. Lestaluhu, Ramwati Fauziyah Siaila, Steven Sialia, Steven