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All Journal Tazkia Islamic Finance and Business Review Jurnal Pengabdian Masyarakat Bangsa
Saputra, Budi Lestijawan Eka
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The Islamic Perspective of Gold-Based Investment: The Case of Indonesia Risman, Asep; Markonah, Markonah; Mubarok, Jaih; Saputra, Budi Lestijawan Eka
Tazkia Islamic Finance and Business Review Vol. 18 No. 1 (2024): TIFBR
Publisher : Faculty of Islamic Business and Management

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30993/tifbr.v18i1.363

Abstract

Currently, there are many gold-based investment products, and investors are interested because some of them use sharia labels. Therefore, this study aims to identify and investigate gold-based investments from an Islamic perspective. It is hoped that this research can contribute new findings and enrich existing literature regarding gold investment in Indonesia, providing benefits for Muslim investors and the Muslim community in general. This study used qualitative research methods. Semi-structured interviews were conducted with parties who offer gold-based investment products on a large scale. Additional data sources include documents and manuscripts from the National Sharia Council (DSN-MUI) as well as author analysis. These findings show that not all gold-based investments in Indonesia comply with sharia principles. Only gold murabahah conducted by Islamic banking institutions meets sharia compliance.
Peningkatan Kinerja dan Keberlanjutan Bisnis UMKM Melalui Keuangan Digital Risman, Asep; Saputra, Budi Lestijawan Eka
Jurnal Pengabdian Masyarakat Bangsa Vol. 2 No. 8 (2024): Oktober
Publisher : Amirul Bangun Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59837/jpmba.v2i8.1499

Abstract

Pengabdian Kepada Masayarakat (PKM) ini bertujuan untuk membantu UMKM memanfaatkan fasilitas keuangan digital sehingga UMKM dapat memperoleh pendanaan dan juga pemasaran  untuk meningkatkan kinerja dan keberlanjutan bisnis UMKM tersebut. Kegiatan ini menggunakan metode edukasi dengan presentasi pengetahuan tentang keuangan digital yang meliputi pengertian, jenis-jenis keuangan digital, manfaat cara penggunaan (menu-menu di suatu aplikasi e-wallet, registrasi, setor dana, penarikan dana, pembelian dan penjualan di market place yang bekerjasama dengan aplikasi keuangan digital) dan pelatihan dengan praktek di aplikasi keuangan digital. Pengukuran hasil kegiatan PKM ini dilakukan dengan menyebar kuesioner, hasilnya menunjukan 59% sangat setuju dan setuju 44% tentang kemanfaatan kegiatan PKM ini. Adapun output yang dihasilkan dari kegiatan ini adalah berupa video yang sudah diunggah di youtube, artikel yang dipublikasi di Media Massa, artikel di Jurnal dan HKI.
Co-Authors Jaih Mubarok Markonah, Markonah Risman, Asep