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THE ROLE OF ACCOUNTING APPLICATIONS IN ENHANCING TRANSACTION GROWTH IN ISLAMIC BANKING IN THE MODERN ERA Syarif, Siti Alwya
Jurnal Akuntansi, Manajemen dan Ilmu Ekonomi (Jasmien) Vol. 5 No. 01 (2024): Jurnal Akuntansi, Manajemen dan Ilmu Ekonomi (Jasmien) : September-November
Publisher : Cattleya Darmaya Fortuna

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54209/jasmien.v5i01.761

Abstract

The rapid advancement of technology in the modern era has fundamentally transformed various sectors, including banking. In the realm of Islamic banking, the integration of digital tools, particularly accounting applications, has become crucial for enhancing transactional efficiency and fostering growth. The study adopts a qualitative approach, utilizing semi-structured interviews with key stakeholders in the Islamic banking sector, including financial managers, IT professionals, and Sharia compliance officers. Document analysis is also employed to review relevant financial reports and compliance documents. The findings reveal that accounting applications are pivotal in automating financial processes, reducing human error, and ensuring that all transactions are compliant with Islamic law. Additionally, these applications contribute to the scalability of Islamic banking operations, support innovation in financial product development, and enhance transparency, all of which are essential for sustainable transaction growth. The study concludes that accounting applications are not merely tools for managing financial transactions but are strategic assets that underpin the growth and development of Islamic banking in the modern era. Through their multifaceted contributions, these applications play a critical role in navigating the complexities of modern finance while adhering to ethical and religious principles, thereby driving the continued expansion and success of Islamic banking.
Influence of Sophisticated Accounting Systems On Transaction Expansion In Islamic Financial Institutions During The Digital Era Wahyudhi, Imam; Syarif, Siti Alwya
Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) Vol 5 No 1 (2025): Jurnal Ilmiah Mahasiswa Perbankan Syariah (JIMPA) - Maret 2025
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36908/jimpa.v5i1.462

Abstract

The rapid advancement of technology in the modern era has fundamentally transformed various sectors, including Islamic banking. The integration of digital accounting applications has become a key element in enhancing operational efficiency and transaction growth while ensuring compliance with Sharia principles. This study explores the role of accounting applications in driving transaction growth in Islamic banking, focusing on their contributions to strengthening Sharia compliance, operational efficiency, customer satisfaction, and risk mitigation. The research employs a qualitative approach through semi-structured interviews with key stakeholders, including financial managers, IT professionals, and Sharia compliance officers. Document analysis, such as reviewing financial reports and compliance-related documents, was also conducted to support the findings. The results reveal that accounting applications offer significant benefits, including reducing human errors, improving accuracy, and enhancing transparency in financial processes. Furthermore, these applications enable innovation in Islamic financial products, support operational expansion, and ensure compliance with Islamic law in every transaction. For instance, features such as automated financial reporting and real-time monitoring are highly effective in detecting potential Sharia violations at an early stage. Thus, accounting applications not only serve as technical tools but also as strategic assets that facilitate sustainable growth and competitiveness for Islamic banking in the digital era.