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All Journal JURNAL EKONOMI BISNIS DAN MANAJEMEN Jurnal Ekonomi Bisnis dan Manajemen JURNAL RUMPUN MANAJEMEN DAN EKONOMI
Mirza Hisyam Maulana
Unknown Affiliation
Humanities Chemistry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Languange, Linguistic, Communication & Media Mathematics Social Sciences

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PRAKTIK PENERAPAN AKAD WADI’AH DALAM PERBANKAN SYARIAH (STUDI KASUS BANK BTN) Ratna Ayu Wijayanti; M.Arief Safi’i; Riki Zogik Firmansyah; Mirza Hisyam Maulana; Renny Oktafia
JURNAL EKONOMI BISNIS DAN MANAJEMEN Vol. 2 No. 2 (2024): April
Publisher : CV. ALIM'SPUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/jise.v2i2.670

Abstract

This research focuses on the implementation of the Al Wadiah concept in the State Savings Bank (BTN) in Indonesia. The concept is based on Islamic law and deals with trust and custody. The bank has integrated Al Wadiah into its savings services and manages customer funds in accordance with Sharia regulations. This study uses secondary data to analyze the implementation. The study found that BTN offers a range of savings products that emphasize the security of deposited funds. The study also identified challenges and opportunities faced by the bank in implementing the concept. These challenges include regulatory changes, educating the public and a comprehensive understanding of Sharia principles. Despite these challenges, there are opportunities for BTN to expand its range of Sharia-based services and increase public confidence in the financial system.
PRAKTIK PENERAPAN AKAD WADI’AH DALAM PERBANKAN SYARIAH (STUDI KASUS BANK BTN) Ratna Ayu Wijayanti; M.Arief Safi’i; Riki Zogik Firmansyah; Mirza Hisyam Maulana; Renny Oktafia
JURNAL EKONOMI BISNIS DAN MANAJEMEN Vol. 2 No. 2 (2024): April
Publisher : CV. ALIM'SPUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/jise.v2i2.670

Abstract

This research focuses on the implementation of the Al Wadiah concept in the State Savings Bank (BTN) in Indonesia. The concept is based on Islamic law and deals with trust and custody. The bank has integrated Al Wadiah into its savings services and manages customer funds in accordance with Sharia regulations. This study uses secondary data to analyze the implementation. The study found that BTN offers a range of savings products that emphasize the security of deposited funds. The study also identified challenges and opportunities faced by the bank in implementing the concept. These challenges include regulatory changes, educating the public and a comprehensive understanding of Sharia principles. Despite these challenges, there are opportunities for BTN to expand its range of Sharia-based services and increase public confidence in the financial system.
PENINGKATAN SUMBER DAYA MANUSIA PENGELOLA PENCATATAN ZAKAT DALAM PEMBANGUNAN EKONOMI MAKRO Mirza Hisyam Maulana; Fauzatul Laily Nisa
JURNAL RUMPUN MANAJEMEN DAN EKONOMI Vol. 1 No. 3 (2024): Juli
Publisher : CV. KAMPUS AKADEMIK PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jrme.v1i3.1326

Abstract

This research aims to reveal methods for increasing human resources for recording and managing zakat in an effort to increase macroeconomic growth in Indonesia. The research method is in the form of a descriptive method or an elaboration method with a type of qualitative research based on the phenomenon of human resource development for zakat managers in Indonesia who have insufficient work competency. The data collection technique uses note-taking techniques on data in the form of sentence descriptions or other data that supports research needs. The data analysis model uses the Miles and Huberman analysis model which consists of three actions, namely data reduction, data presentation, and determining initial conclusions. The research results reveal that actions to increase Human Resources in zakat management are carried out with assistance from superiors in zakat institutions in terms of employee introduction, training and work processes, provision of performance facilities and infrastructure that support employee performance, as well as incentives. Accurately recording, managing and distributing zakat has the impact of increasing macroeconomic growth due to four things, namely income distribution, economic empowerment of the people, social investment, and increased consumption and investment.
Co-Authors Fauzatul Laily Nisa M.Arief Safi’i Ratna Ayu Wijayanti Renny Oktafia Riki Zogik Firmansyah