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Konsep Dasar Pembiayaan Dalam Perbankan Syariah Juliani Wulandari; Bunga Aura Putri Sulistyono; David Maulana Verdiansyah; Wisanggeni Wahyu Lintang B.S; Renny Oktafia
JURNAL EKONOMI BISNIS DAN MANAJEMEN Vol. 2 No. 2 (2024): April
Publisher : CV. ALIM'SPUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/jise.v2i2.687

Financing can be interpreted as funding provided by one party to another party. Its function is to support investments that will or have been planned by the institution. Financing can also be interpreted as trust or trust. It means that the financing institution as sahib al-mal puts trust in someone to carry out the mandate given. All such costs must be used properly, fairly, and must be accompanied by clear terms and are responsible for all parties. Every Islamic financial institution has a philosophy of seeking the pleasure of Allah SWT. to acquire the virtues of the world and the hereafter. Therefore, any activities of financial institutions that are considered deviant from religious demands should be avoided. In the implementation of financing, Islamic banks must meet two most important aspects. First, the Shar'i aspect where in every realization of financing to customers must remain guided by Islamic Shari'a. Second, the economic aspect which still considers the profit generation for Islamic banks and for customers.

Konsep Dasar Pembiayaan Dalam Perbankan Syariah Juliani Wulandari; Bunga Aura Putri Sulistyono; David Maulana Verdiansyah; Wisanggeni Wahyu Lintang B.S; Renny Oktafia
JURNAL EKONOMI BISNIS DAN MANAJEMEN Vol. 2 No. 2 (2024): April
Publisher : CV. ALIM'SPUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/jise.v2i2.687

Financing can be interpreted as funding provided by one party to another party. Its function is to support investments that will or have been planned by the institution. Financing can also be interpreted as trust or trust. It means that the financing institution as sahib al-mal puts trust in someone to carry out the mandate given. All such costs must be used properly, fairly, and must be accompanied by clear terms and are responsible for all parties. Every Islamic financial institution has a philosophy of seeking the pleasure of Allah SWT. to acquire the virtues of the world and the hereafter. Therefore, any activities of financial institutions that are considered deviant from religious demands should be avoided. In the implementation of financing, Islamic banks must meet two most important aspects. First, the Shar'i aspect where in every realization of financing to customers must remain guided by Islamic Shari'a. Second, the economic aspect which still considers the profit generation for Islamic banks and for customers.

Analisis Dalam Pembiayaan Bank Syariah Indonesia Pada Tahun 2020-2022 Juliani Wulandari; Bunga Aura Putri Sulistyono; Rizky Wahyu Pranata; Renny Oktafia
JURNAL RUMPUN MANAJEMEN DAN EKONOMI Vol. 1 No. 1 (2024): Maret
Publisher : CV. KAMPUS AKADEMIK PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jrme.v1i1.1141

bank Islam Indonesia are the end result of the mixed of 3 Islamic banks, specifically BNI Syariah, BRI Syariah and Mandiri Syariah. The reason of this have a look at is to map the financing situation of Islamic banks in Indonesia. The methodology used in this take a look at is a quantitative method the use of information and time processing strategies. regular. the primary position of Islamic banks is to gather budget from the general public based on the principle of deposit agreements, also referred to as Al-Wadiah agreements. those assets are then made available inside the form of financing. Islamic banking financing consists of Musyarakah, Mudharabah, Ijarah, Murabahah and Istishna.

ANALISIS DALAM EKONOMI SYARIAH MENJADI LANDASAN GUNA MEMPEROLEH EKONOMI MASYARAKAT INDONESIA YANG MAKMUR Juliani Wulandari; Fauzatul Laily Nisa
JURNAL RUMPUN MANAJEMEN DAN EKONOMI Vol. 1 No. 3 (2024): Juli
Publisher : CV. KAMPUS AKADEMIK PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jrme.v1i3.1610

There is an opportunity in the Sharia economy to be able to resolve the problems that exist in Indonesia, especially in the economic sector. One of the problems is poverty that occurs in Indonesian society, reaching half of the living population. Therefore, journals are written to try to solve problems. By starting from the system that exists in Indonesia, namely the economic system. So that later we can explain how the economic concept in Sharia extends to mastery of the existing economic system in Indonesia. As the religion most recently revealed by Allah SWT, Islam has various instruments in predicting and overcoming modern problems in the global era. The Al-Quran and As-Sunnah are considered to be the origins of early law in Islam, which provide guidelines so that Islamic teachings remain relevant throughout the ages. One of the strategies adopted is the application of Islamic sharia economic principles as an effort to deal with a number of economic problems faced by Indonesian society. As stated by As-Shidiqy, Islamic economics is the result of the response of Muslim thinkers to the economic challenges that existed in their time. They integrate the Koran, Sunnah, rational considerations, and practical experience in their efforts to develop economic solutions that are in accordance with Islamic teachings.

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