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All Journal JURNAL EKONOMI BISNIS DAN MANAJEMEN Jurnal Ekonomi Bisnis dan Manajemen JURNAL RUMPUN MANAJEMEN DAN EKONOMI
Syaila Salsabila
Unknown Affiliation
Humanities Chemistry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Languange, Linguistic, Communication & Media Mathematics Social Sciences

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PEMAHAMAN KONSEPTUAL DAN IMPLIKASI RIBA DARI PERSPEKTIF EKONOMI SYARIAH Syaila Salsabila; Cyntya Dwi Permata; Muhammad Farhan Mochtar; Renny Oktafia
JURNAL EKONOMI BISNIS DAN MANAJEMEN Vol. 2 No. 2 (2024): April
Publisher : CV. ALIM'SPUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/jise.v2i2.688

Abstract

Conceptual understanding of riba and its influence in Islamic economics is an important subject in the context of Islamic finance. This research highlights the conceptual understanding of riba and its implications from the perspective of Islamic economics. Through a literature review approach, this article explores various views and arguments related to riba in Islam and Islamic economics. The analysis in this article underscores the need for a deep understanding of riba in the context of Islamic economics. Through this approach, policies can be formulated to promote principles of justice, equality, and sustainability in the Islamic financial system. Practical implications include profit-sharing systems such as mudharabah and musyarakah being used to replace riba practices, ensuring fairness and equality among parties involved in transactions. Additionally, a deeper understanding of Sharia economics and strict supervision of riba practices in the financial sector are crucial to assist individuals and institutions in managing finances in accordance with Islamic law. In conclusion, the conceptual understanding of riba and its influence from the perspective of Islamic economics is an important aspect in building a financial system that aligns with Islamic principles. By understanding the implications of riba, society can take more sustainable and equitable steps in developing Sharia-based economies.
PEMAHAMAN KONSEPTUAL DAN IMPLIKASI RIBA DARI PERSPEKTIF EKONOMI SYARIAH Syaila Salsabila; Cyntya Dwi Permata; Muhammad Farhan Mochtar; Renny Oktafia
JURNAL EKONOMI BISNIS DAN MANAJEMEN Vol. 2 No. 2 (2024): April
Publisher : CV. ALIM'SPUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/jise.v2i2.688

Abstract

Conceptual understanding of riba and its influence in Islamic economics is an important subject in the context of Islamic finance. This research highlights the conceptual understanding of riba and its implications from the perspective of Islamic economics. Through a literature review approach, this article explores various views and arguments related to riba in Islam and Islamic economics. The analysis in this article underscores the need for a deep understanding of riba in the context of Islamic economics. Through this approach, policies can be formulated to promote principles of justice, equality, and sustainability in the Islamic financial system. Practical implications include profit-sharing systems such as mudharabah and musyarakah being used to replace riba practices, ensuring fairness and equality among parties involved in transactions. Additionally, a deeper understanding of Sharia economics and strict supervision of riba practices in the financial sector are crucial to assist individuals and institutions in managing finances in accordance with Islamic law. In conclusion, the conceptual understanding of riba and its influence from the perspective of Islamic economics is an important aspect in building a financial system that aligns with Islamic principles. By understanding the implications of riba, society can take more sustainable and equitable steps in developing Sharia-based economies.
ANALISIS PROSPEKTIF DALAM LAPORAN KEUANGAN PERBANKAN: STUDI KASUS KINERJA KEUANGAN BANK JATIM PERIODE 2022 Syaila Salsabila; Cyntya Dwi Permata; I Gede Agung Krisnha; Renny Oktafia
JURNAL RUMPUN MANAJEMEN DAN EKONOMI Vol. 1 No. 1 (2024): Maret
Publisher : CV. KAMPUS AKADEMIK PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jrme.v1i1.1122

Abstract

Prospective analysis is a forecasting process that can depict the financial performance of a banking institution. In this case study, the researcher will analyze the financial performance of Bank Jatim during the 2022 period. There are several factors that influence the financial performance of banking institutions, such as total asset growth, credit growth, customer deposit growth, and net interest income. In 2022, Bank Jatim showed improvement compared to the previous year. The financial performance of banking institutions is also influenced by economic conditions and monetary policies. In 2022, the increase in benchmark interest rates by the Federal Reserve and Bank Indonesia has led to a decline in the overall performance of marketable securities and significant pressure on trading performance. Prospective analysis will assist Bank Jatim in developing effective financial strategies and strengthening its financial performance position. In this case study, we will analyze the financial performance of Bank Jatim during the 2022 period. The financial performance of Bank Jatim is expected to continue to improve with increases in total assets, credit growth, customer deposit growth, and net interest income.
Co-Authors Cyntya Dwi Permata I Gede Agung Krisnha Muhammad Farhan Mochtar Renny Oktafia