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All Journal JIKA: Jurnal Ilmu Keuangan dan Perbankan
Alzura, Daniza
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Economics, Econometrics & Finance

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How Students' Use of E-Commerce, E-Money, Financial Literacy, Self-Control, and Lifestyle Affect Their Consumptive Behavior Alzura, Daniza; Khalifaturofi'ah, Sholikha Oktavi
Jurnal Ilmu Keuangan dan Perbankan (JIKA) Vol 13 No 2: June 2024
Publisher : Program Studi Keuangan & Perbankan, Fakultas Ekonomi dan Bisnis, Universitas Komputer Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34010/jika.v13i2.12127

Abstract

Consumptive behavior is the tendency to buy and use goods that are not based on rational considerations. This research aims to examine the influence of e-commerce, e-money, financial literacy, self-control, and lifestyle on the student's online shopping behavior located in the city of Surabaya, East Java. The sample used is 101 undergraduate or diploma students who live in Surabaya with a minimum allowance of IDR 2 million using a purposive sampling technique. The analysis technique used in the research is Partial Least Square (PLS) with the Structural Equation Model (SEM) method using WarpPLS 8.0 software. The results of this research find a mix of positive and negative impacts as well as significant and insignificant impacts from the variables used. This research provides an important contribution to understanding the dynamics of e-commerce, e-money, financial literacy, self-control, and lifestyle on the student's online shopping behavior especially located in the city of Surabaya, East Java.
Co-Authors Khalifaturofi'ah, Sholikha Oktavi