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All Journal CENDEKIA: Jurnal Studi Keislaman Qawanin: Journal of Economic Syaria Law
Ahmad Fathorrozi
Unknown Affiliation
Religion Humanities Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences

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TINJAUAN HUKUM EKONOMI ISLAM TERHADAP KEDUDUKAN JAMINAN KEBENDAAN DALAM TRANSAKSI PERBANKAN SYARIAH Ahmad Fathorrozi
CENDEKIA: Jurnal Studi Keislaman Vol. 8 No. 2 (2022): DESEMBER 2022
Publisher : Sekolah Tinggi Agama Islam Hasan Jufri Bawean

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37348/cendekia.v8i2.186

Abstract

This article is the result of a qualitative research that aims to identified how Islamic economic law reviews the position of material security in Islamic banking transactions. Based on the results of this study, it can be concluded that the existence of sharia guarantees and the rule of law, especially in daily economic and business activities is an absolute requirement (condition sine qua non). The legal principles of sharia guarantees will serve as ethical guidelines, foundations, and guidelines as well as touchstones for validating the rule of law regarding sharia guarantees. The position of material guarantees in Islamic banking transactions is a benchmark to determine the ability of customers to fulfill their obligations, but it is only allowed so that there is no negligence in the responsibilities that exist with the customer so that from this it can create a trust between the customer and the bank.
Kepatuhan Syariah Pada Fintech Lending Syariah: Analisis Akad dan Implementasinya Ahmad Fathorrozi; Moh. Hamzah
Qawanin: Jurnal of Economic Syaria Law Vol 8 No 1 (2024): June
Publisher : Fakultas Syariah IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/qaw.v8i1.494

Abstract

Islamic fintech lending has emerged in response to the need for financial products that comply with Islamic law. In the context of Muslim communities, fintech lending is assessed not only in terms of efficiency and convenience but also for its adherence to Sharia principles. This research is of a normative-empirical type with a content analysis approach. The results of this study indicate that Islamic fintech is a financial innovation that combines technology with Islamic Sharia principles. Parties involved need to understand the contracts used according to their needs, such as sales (al-al-bayʿ), muḍārabah, mushārakah, wakālah bil ujrah, and qardh, the permissibility of which is explained in the Qur'an and rational evidence. In Indonesia, Islamic fintech activities refer to DSN-MUI Fatwa Number 117/DSN-MUI/II/2018. With Islamic values and strict government regulations, economic operations can be conducted in a beneficial, just manner, avoiding riba (usury), maysir (gambling), and gharar (uncertainty).
Kepatuhan Syariah Pada Fintech Lending Syariah: Analisis Akad dan Implementasinya Ahmad Fathorrozi; Moh. Hamzah
Qawanin: Jurnal of Economic Syaria Law Vol 8 No 1 (2024): June
Publisher : Fakultas Syariah IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/qaw.v8i1.494

Abstract

Islamic fintech lending has emerged in response to the need for financial products that comply with Islamic law. In the context of Muslim communities, fintech lending is assessed not only in terms of efficiency and convenience but also for its adherence to Sharia principles. This research is of a normative-empirical type with a content analysis approach. The results of this study indicate that Islamic fintech is a financial innovation that combines technology with Islamic Sharia principles. Parties involved need to understand the contracts used according to their needs, such as sales (al-al-bayʿ), muḍārabah, mushārakah, wakālah bil ujrah, and qardh, the permissibility of which is explained in the Qur'an and rational evidence. In Indonesia, Islamic fintech activities refer to DSN-MUI Fatwa Number 117/DSN-MUI/II/2018. With Islamic values and strict government regulations, economic operations can be conducted in a beneficial, just manner, avoiding riba (usury), maysir (gambling), and gharar (uncertainty).
Co-Authors Moh. Hamzah