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Sertifikasi Halal untuk UMKM: Menavigasi Persepsi dan Implementasi Melalui Kacamata Maslahah Mursalah Rafiuddin, Muhammad; Ramadhan, Daffa Aulia; Azizah, Siti Nur
Muttaqien Indonesian Journal of Multidiciplinary Islamic Studies
Publisher : Muttaqien Publishing, Lembaga Penelitian dan Pengabdian kepada Mayarakat (P3M) STAI DR. KH.EZ. Muttaqien Purwakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52593/mtq.05.2.03

Abstract

Halal certification has become a must to be implemented by MSME business actors in Indonesia. Moreover, economic activities in Indonesia have been dominated by the MSMEs industry. This study will explain the perception and application of halal certification by MSME business actors in Indonesia in terms of the principle of Maslahah Mursalah. The research method used in this study is a literature review focusing on journal articles published between 2018 and 2022. A total of 15 journal articles were reviewed. Research utilizing the literature study method shows that most business actors already know the importance of halal certification for the sustainability of their business, whether it can increase consumer confidence or increase their sales turnover. However, the results of the application implementation still need to be improved compared to the number of MSMEs in Indonesia. There are still many MSMEs business actors who still need to be halal certified. For this reason, the principle of maslahah has not been appropriately implemented, seeing that the level of halal certification is still minimal.
Sharia Banking Contract Model: Alternative Financing For the Agricultural Sector in Indonesia Prayogi, Bagus; Ramadhan, Daffa Aulia
Jurnal Internasional Ekonomi Islam Vol 6 No 01 (2024): International Journal of Islamic Economics
Publisher : The Postgraduate of Institut Agama Islam Negeri Metro Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/ijie.v6i01.8829

Abstract

Introduction: In the Islamic conceptualization, banking has a central position as a financing institution for every Muslim that is free from ribawi elements. Sharia banking has made various efforts, such as formulating innovative products to meet credit needs. Unfortunately, these efforts are hampered by several factors, especially the mode of Sharia banking and the limited knowledge of Sharia banking staff regarding fiqh. One of the Sharia banking products that cannot be implemented until now is contracts sallam. Though Salam contract can accommodate credit needs, especially for farmers, promptly. In this case, of course, Islamic banking needs to take a role and take action to meet the needs of these farmers. Objectives: So, this paper aims to elaborate and formulate a contract model salam in banking by considering the problems faced by sharia banks and farmers. The formulation of the problem is how the contract model salam in sharia banking for agricultural financing in Indonesia. Method The approach used in this paper is qualitative with the type of research being the analysis content Results: The result of this research is that a contract salam can be implemented in Sharia banking. However, it requires an integration model from Sharia banking to microfinance institutions so that contract financing salam can be accommodated very well. Implications: It is hoped that this research will have an impact in formulating contract models salam which so far cannot be implemented in sharia banking.