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Penerapan Jaminan Fidusia dalam Akad Murabahah Pembiayaan Oto Pada Bank Syariah Indonesia Cabang Cirebon Sintya Fakhrunisa; Muhit, Ryan Abdul
LEX LAGUENS: Jurnal Kajian Hukum dan Keadilan Vol. 1 No. 1 (2023): LEX LAGUENS: Jurnal Kajian Hukum dan Keadilan (Februari)
Publisher : YAYASAN PENDIDIKAN DAN PELAYANAN KESEHATAN RAHMAT HUSADA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.08221/lexlaguens.v1i1.4

Abstract

In today's life will not escape all the needs and desires to buy an item. For this reason, Murabaha is a form of buying and selling with a commission, the buyer usually cannot get the goods he wants except through an intermediary. In the purchase of a vehicle there is a fiduciary guarantee, fiduciary is goods by the debtor entrusted to the creditor as debt guarantee. However, in its implementation there are problems with traffic jams that can harm the debtor or creditor. The method used in this research is qualitative which produces descriptive data, namely what is stated by the respondents in writing, verbally and real behavior. The results of this study are the procedure for applying for financing on BSI products with murabahah contracts that make it easier for the community to access them, friendly, kind and honest service. The execution of fiduciary guarantees is the final solution for customers who are in arrears by conducting auctions of collateral objects. The application is in accordance with the DSN-MUI Fatwa No. 04/2000 and compilation of Sharia Economic Law.
Upaya Upt Ltk Disnaker Kota Cirebon Dalam Mengurangi Pengangguran Melalui Program Pelatihan Kerja Berbasis Kompetensi: Indonesia Muhit, Ryan Abdul
Jurnal Ekonomika Dan Bisnis (JEBS) Vol. 1 No. 2 (2021): Jurnal Ekonomika dan Bisnis (JEBS)
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (892.293 KB) | DOI: 10.47233/jebs.v1i2.31

Abstract

Workers who have more potential in terms of quality can encourage the economic development of a country. One of the government's roles in overcoming unemployment is through a job training program held by the Cirebon City Manpower Service as a Technical Implementation Unit for Manpower Training. This study uses a qualitative approach. The result of this research is that the implementation of labor training at the Manpower Training UPT of the Cirebon City Manpower Office is in accordance with the mandate of the Government and legislation. Then, the effort of the UPT LTK of the Cirebon City Manpower Service in reducing unemployment through competency-based job training programs is (1) job training that emphasizes skills without ignoring theory so that later workers can become independent (create jobs) and directly practice in the world of work, (2) by looking at the qualifications of the workforce themselves when registering for participation in the workforce training program, and (3) adding partners with companies to support graduates who take part in the workforce training program.