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All Journal I-ECONOMICS: A Research Journal on Islamic Economics Jurnal Tabarru': Islamic Banking and Finance Tawazuna
Wibowo, Fatria Ulfa
Unknown Affiliation
Economics, Econometrics & Finance

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ANALISIS PEMAHAMAN MASYARAKAT KOTA BANJARBARU TENTANG BAGI HASIL DAN BUNGA PADA BANK SYARIAH Masrina, Masrina; Wibowo, Fatria Ulfa
I-Economics Vol 9 No 2 (2023): I-ECONOMICS: A Research Journal on Islamic Economics
Publisher : Islamic Economics Program, Faculty of Islamic Economics and Business

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ieconomics.v9i2.20369

Abstract

Conventional banks or Islamic banks can be utilized by the general public. By developing a financial framework that relies on market instruments that are reasonable, useful, fair, independent, and productive, Islamic Banks have a role in public progress in the financial field needed to increase local government assistance, strengthening local areas, and every monetary force, especially for small and medium business visionaries. Qualitative approaches are used to investigate and comprehend the meaning that various individuals or a group of persons attribute to social or humanitarian situations. Typically, small to medium-sized communities are familiar with Islamic banks, especially those living in urban areas. Nevertheless, many people do not understand Islamic banking. In theory, Since normal banks employ an interest system, Islamic banks differ from ordinary banks. While Islamic banks use a profit-sharing system. Despite this, people still do not fully understand Islamic banking
Green Banking And Green Economy Sustainability Wibowo, Fatria Ulfa
Tawazuna Vol. 2 No. 2 (2023)
Publisher : UMBanjarmasin

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35747/twz.v2i2.666

Abstract

Currently, the environmental dilemma is an issue that continues to be discussed in various countries. Climate change, natural disasters, and global warming are claimed to be the result of people's lack of awareness of the environment. The emergence of various environmental problems is a special concern for various parties, including economic activity actors, thus giving rise to the Green Economy plan. The method in this article is library research using several books, journals, and reports as authorship references. The green economy aims to accelerate innovation and investment in sustainable development. Some parts of the green economy are an overall part of sustainable development. Banking globally is also implementing green banking practices, which are increasingly evolving as a banking approach to addressing environmental issues. Banks play a role in providing funding for projects and investments that have the potential to cause environmental damage. Conclusion in this article Green economy is economic development that prioritizes safety and environmental sustainability, provides benefits in the short and long term (sustainable), and reduces inequality for current and future generations and aims to accelerate innovation and investment in sustainable development. Similarly, in the banking sector, banks are responsible for supporting infrastructure development and investment that can damage the environment.
PENGARUH LITERASI KEUANGAN SYARIAH DAN EMOSIONAL TERHADAP KEPUTUSAN MASYARAKAT MENABUNG PADA BANK SYARIAH DI KOTA BANJARMASIN Wibowo, Fatria Ulfa; Hasanah, Ikhwatun; Musthofa, Khabib
Jurnal Tabarru': Islamic Banking and Finance Vol. 8 No. 1 (2025): Jurnal Tabarru' : Islamic Banking and Finance
Publisher : Department of Islamic Banking, Faculty of Islamic Studies, Islamic University of Riau (UIR)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/jtb.2025.vol8(1).18896

Abstract

Penelitian ini mengangkat permasalahan mengenai pengaruh literasi keuangan syariah dan emosional terhadap keputusan masyarakat menabung pada bank syariah di Kota Banjarmasin, baik secara parsial ataupun secara simultan. Adapun tujuan dari penelitian ini yaitu untuk mengetahui pengaruh literasi keuangan syariah dan emosional terhadap keputusan masyarakat menabung pada bank syariah di Kota Banjarmasin. Metode yang digunakan dalam penelitian ini yaitu kuantitatif. Penelitian ini menggunakan data primer berupa perolehan dari hasil pengisian kuesioner yang disebar kepada responden sebanyak 100 orang dengan kriteria masyarakat yang memiliki rekening tabungan bank syariah dari rentang usia 17 sampai dengan 50 tahun. Pengukuran penelitian ini menggunakan Skala Likert dan data diuji dengan metode analisis Regresi Linear Berganda menggunakan software IBM SPSS 29. Hasil penelitian menunjukkan bahwa nilai Sig. variabel literasi keuangan syariah (X1) sebesar 0,838 > 0,05 dan T hitung 0,205 < 1,98472. Nilai Sig. variabel emosional (X2) sebesar 0,001 < 0,05 dan T hitung 8,924 > 1,98472. Hasil penelitian menunjukkan bahwa secara simultan literasi keuangan syariah dan emosional berpengaruh signifikan terhadap keputusan masyarakat menabung pada bank syariah di Kota Banjarmasin. Hal ini dapat dilihat dengan nilai Sig. 0,01 < 0,05 dan F hitung 68,552 > 3,09.
Co-Authors Hasanah, Ikhwatun Masrina, Masrina Musthofa, Khabib