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All Journal Optimal: Jurnal Ekonomi dan Manajemen Journal of Islamic Economics and Finance
Nurul Deswita Maharani
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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Analisis Prosedur Penyelesaian Kredit Bermasalah pada Koperasi Pegawai Wilayah Mandiri (Kopegwil Medan) Nurul Deswita Maharani; M.Ikhsan Harahap
OPTIMAL Jurnal Ekonomi dan Manajemen Vol. 3 No. 4 (2023): Desember : Jurnal Ekonomi dan Manajemen
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/optimal.v3i4.2318

Abstract

This research focuses on the procedure for resolving problematic credit in the Mandiri Medan employee cooperative. This research was carried out at the Karya Bersama Sejahtera Cooperative using the Qualitative Descriptive Analysis method which has primary and secondary data sources through interviews and documentation. The research subject is the Mandiri Regional Employees Cooperative, and the research object is bad credit and its resolution. The research results show (1) The causes of bad credit at the Mandiri Medan Regional Employees Cooperative are internal and external factors. Internal factors, namely: lack of selectivity on the part of the cooperative in analyzing credit provision, bad faith on the part of the employees of the Mandiri Medan Regional Employee Cooperative, and a weak credit monitoring system. External factors, namely: a decline in economic conditions, bad faith from debtors, and the consequences of natural disasters. (2) The impact of bad credit on the Mandirir Medan Regional Employees Cooperative is reducing cooperative income, cash flow becomes stagnant, cooperative capital decreases, and customer confidence decreases. (3) Efforts made to overcome bad credit at the Mandiri Medan Regional Employees Cooperative are rescheduling, restructuring, confiscation of collateral and credit write-off.
Analisis Pengelolaan Valuta Asing Serta Pasar Valuta Asing Di Indonesia Nurul Deswita Maharani; Hendra Ibrahim
Journal of Islamic Economics and Finance Vol. 2 No. 1 (2024): Februari: Journal of Islamic Economics and Finance
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/jureksi.v2i1.744

Abstract

Muamala Fikh's research requires justification for currency transactions, because buying and selling foreign currency is closely related and cannot be separated from the functioning of the world economy. Foreign currency refers to foreign currencies such as US dollars, pounds sterling and ringgit. An efficient foreign exchange market means exchange rates will change in the future. Unpredictable. The marketing activities of international companies are often organized as separate and independent departments within the company.
Co-Authors Hendra Ibrahim M.Ikhsan Harahap