Article Per Year (5 Year)
p-Index From 2021 - 2026
2.753
P-Index
This Author published in this journals
All Journal Jurnal Penelitian Ekonomi dan Bisnis Jurnal Ekonomi Syariah Teori dan Terapan Journal of Economic, Bussines and Accounting (COSTING) Ekuilibrium : Jurnal Ilmiah Bidang Ilmu Ekonomi Journal of Enterprise and Development (JED) EKONOMI, KEUANGAN, INVESTASI DAN SYARIAH (EKUITAS) JBMR: Journal of Business and Management Review Ekonomica Sharia: Jurnal Pemikiran dan Pengembangan Ekonomi Syariah Journal Of Sharia Banking Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Proceeding ISETH (International Summit on Science, Technology, and Humanity) Jurnal Perbankan Syariah Darussalam (JPSDa) INASJIF IIJSE Jurnal Studi Islam dan Sosial JUEBIR: Journal of Economics and Business Research BAABU AL-ILMI: Ekonomi dan Perbankan Syariah
Rizky Nur Ayuningtyas Putri
Universitas Islam Negeri Raden Mas Said Surakarta
Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Social Sciences Other

Published : 18 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 18 Documents
Search

 1   2 
Sociopreneurship and Philanthropy during Pandemic COVID-19: A Matchmaker Idea Dwi Prasetyani; Amelia Choya Tia Rosalia; Rizky Nur Ayuningtyas Putri
EKUILIBRIUM : JURNAL ILMIAH BIDANG ILMU EKONOMI Vol 17, No 2 (2022): September
Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (251.649 KB) | DOI: 10.24269/ekuilibrium.v17i2.2022.pp139-148

Abstract

The current economic situation is dire because of the Covid-19 pandemic, which has increased unemployment, reduced income, and reduced people's well-being. Many social issues become homework that necessitates real-world solutions. The 1.12 million increases in the number of poor people in 2021 is a clear indication of the need for steps to address social needs that are not being met by the private sector or the government. This study aims to conduct a literature review on the concept of sociopreneurship in general, as well as to investigate the role of sociopreneurship and Philanthropy in mitigating the effects of the Pandemic's economic downturn. Sociopreneurship, which places priority on social advantages without compromise on material gains and philanthropy, has more positive impacts than if the two were to take place separately. The findings show that sociopreneurship is a type of entrepreneurial initiative that can be developed with the primary goal of assisting the community, and that philanthropy plays an important role in supplementing government programs by providing community contributions and solidarity aimed at reviving economic activity.
The Effect of Stock Price, Trade Volume, Trade Frequency and Market Value on the Determinants of Share Liquidity of Sharia Bank Listed on the Indonesian Stock Exchange during the Covid-19 Pandemic Zanuba Ainindya El Fanani; Rizky Nur Ayuningtyas Putri
Jurnal Ekonomi Syariah Teori dan Terapan Vol. 10 No. 1 (2023): Januari-2023
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/vol10iss20231pp69-81

Abstract

ABSTRACT Investment has a positive impact on the country's infrastructure development stock investment is one of the economic activities that supports the government's development efforts and will also grow a business. The goal of this research is to analyze the impact of factors that can have an impact on the liquidity of Islamic Bank shares listed on the IDX in 2019-2021 and provide information to investors before investing in stocks using the variables of stock prices, stock trading volume, stock trading frequency, and market value. The method in this research is quantitative. This study uses secondary data. Selective sampling of three Islamic Bank shares is a technique used in collecting this research sample. Data analysis used panel data regression. During the covid-19 pandemic, stock buying and selling transactions were relatively high because trading volume and market value increased. Islamic banks reduce share prices, which increases the frequency of share trading in tandem with the volume of stock trading. The result of this research is that the balanced liquidity of Islamic Bank shares is the effect of the covid-19 pandemic. Stock prices and stock frequency have no significant effect on stock liquidity. Even though trading volume and market value have a significant impact on stock liquidity, This research can be used by bank management as a reference for making decisions, especially regarding share prices, trading volume, trading frequency, market value, and stock liquidity of Islamic banks. The results of this study can be used as a reference to see the condition of the stock liquidity of an Islamic bank as decision material before making an investment for investors. Keywords: Stock Price, Trading Volume, Trading Frequency, Market Value, Stock Liquidity.   ABSTRAK Investasi berdampak positif terhadap pembangunan infrastruktur negara, investasi saham merupakan salah satu kegiatan perekonomian yang mendukung upaya pembangunan pemerintah dan juga akan menumbuhkan sebuah bisnis. Analisis faktor-faktor yang mampu memberikan dampak dan menjadikan informasi kepada investor sebelum melakukan investasi saham dengan menggunakan variabel harga saham, volume perdagangan saham, frekuensi perdagangan saham dan market value terhadap likuiditas saham Bank Syariah yang terdaftar di BEI tahun 2019-2021 merupakan tujuan dari penelitian ini. Penelitian kuantitatif dengan data sekunder menjadi metode dalam penelitian ini. Teknik purposive sampling  pada 3 saham Bank Syariah adalah Teknik dalam pengumpulan sampel penelitian ini. Analisis data menggunakan regresi panel. Saat pandemi covid-19 transaksi jual beli saham terbilang tinggi karena volume perdagangan dan market value meningkat. Bank Syariah menurunkan harga saham yang mengakibatkan frekuensi perdagangan saham beriringan dengan volume perdagangan saham. Hasil dari penilitian ini adalah likuiditas saham Bank syariah yang seimbang merupakan efek dari adanya pandemi covid-19. Karena harga saham dan frekuensi saham tidak berpengaruh signifikan terhadap likuiditas saham. Meskupun volume perdagangan dan market value berdampak signifikan terhadap likuiditas saham. Penelitian ini bisa digunakan manejemen bank sebagai salah satu acuan untuk mengambil keputusan khususnya harga saham, volume perdagangan, frekuensi perdagangan, market value dan likuiditas saham Bank Syariah. Hasil penelitian ini diharapkan dapat menjadi acuan guna melihat kondisi dari likuiditas saham suatu Bank Syariah sebagai bahan keputusan sebelum melakukan investasi untuk investor. Kata Kunci: Harga Saham, Volume Perdagangan, Frekuensi Perdagangan, Market Value, Likuiditas Saham.   REFERENCES Abidin, K. (2015). Pengaruh harga saham, volume perdagangan, dan suku bunga terhadap likuiditas saham pada perusahaan food and beverage yang terdaftar di bursa efek Indonesia. Jurnal Equilibrium, 13(1), 33–46. http://dx.doi.org/10.30742/equilibrium.v13i1.308 Ali, F. (2021). Pasar modal syariah. Retrieved from https://www.ojk.go.id/id/kanal/syariah/tentang-syariah/pages/pasar-modal-syariah.aspx Aswir, & Misbah, H. (2018). Pengaruh frekuensi perdagangan, harga saham masa lalu, dan volume perdagangan saham terhadap harga saham idx30. Photosynthetica, 2(1), 1–13. http://dx.doi.org/10.1016/B978-0-12-409517-5.00007-3 Djuniardi, D., Jumantin, E., & Jamhari, A. (2022). Trading volume, earnings per share and stock returns and their impact on bid-ask spreads on manufacturing industry sector stocks listed on the Indonesia stock exchange 2015-2018. Jurnal Penelitian Pendidikan Indonesia, 8(2), 383–389. https://doi.org/10.29210/020221467 Hadya, R. (2013). Pengaruh harga dan risiko saham terhadap likuiditas saham pada perusahaan-perusahaan. Jurnal BKP, 1(2), 208-231. Hardyanto, B. (2019). Repurchase agreement (REPO) buyers' protection after the issuance of the regulation of the financial services authority number 09/POJK.04/2015. Padjadjaran Jurnal Ilmu Hukum (Journal of Law), 06(01), 109–127. https://doi.org/10.22304/pjih.v6n1.a6 Khoirayanti, R. N., & Sulistiyo, H. (2020). Pengaruh harga saham, volume perdagangan, dan frekuensi perdagangan terhadap bid-ask spread. JIAFE (Jurnal Ilmiah Akuntansi Fakultas Ekonomi), 6(2), 231–240. https://doi.org/10.34204/jiafe.v6i2.2305 Muhardi, W. R. (2013). Pengaruh idiosyncratic risk dan likuiditas saham terhadap return saham. Jurnal Manajemen dan Kewirausahaan, 15(1), 33-40. https://doi.org/10.9744/jmk.15.1.33-40 Muna, H., & Khaddafi, M. (2022). The effect of stock split on stock return, stock trading volume, and systematic risk in companies listed on the Indonesia stock exchange. International Journal of Finance, Economics and Business, 1(1), 51–56. https://doi.org/10.56225/ijfeb.v1i1.4 Munthe, K. (2017). Perbandingan abnormal return dan likuditas saham sebelum dan sedudah stock split: studi pada perusahaan yang terdaftar di bursa efek Indonesia. Jurnal Akuntansi, 20(2), 254-266. https://doi.org/10.24912/ja.v20i2.57 Ningsih, T. R., & Asandimitra, N. (2017). Pengaruh bid-ask spread, market value dan variance return terhadap holding period saham sektor pertambangan yang listing di bursa efek Indonesia (BEI) Tahun 2011-2015. Jurnal Ilmu Manajemen (JIM), 5(3), 1-10. Patoni, A., & Lasmana, A. (2015). Pengaruh harga saham dan frekuensi perdagangan saham terhadap bid-ask spread (studi empiris pada perusahaan manufaktur yang melakukan stock split di bursa efek indonesia selama periode 2009-2014. 1(2), 1–12. https://doi.org/10.30997/jakd.v1i2.84 Pradani. (2016). Tinjauan umum tentang bank dan kredit bermasalah. Skrispsi tidak dipublikasikan. STIE Ekuitas. Rachman, A. (2022). Dasar hukum kontrak (akad) dan implementasinya pada perbankan syariah di Indonesia. Jurnal Ilmiah Ekonomi Islam, 8(1), 47–58. http://dx.doi.org/10.29040/jiei.v8i1.3616 Rahma, Q. A. (2015). Analisis pengaruh harga saham dan volume perdagangan terhadap likuiditas saham pada perusahaan go public yang melakukan stock split di bursa efek indonesia pada periode 2013-2014. Unpublished thesis. UIN Maulana Malik Ibrahim. Setiawan, A. E. (2020). Optimalisasi peran perbankan syariah dalam mengembangkan industri halal (Studi pada industri fashion busana Muslim di Provinsi Lampung). Unpublished thesis. UIN Raden Intan Lampung. Sezgin Alp, O., Canbaloglu, B., & Gurgun, G. (2022). Stock liquidity, stock price crash risk, and foreign ownership. Borsa Istanbul Review, 22(3), 477–486. https://doi.org/10.1016/j.bir.2021.06.012 Sidanti, H., & Istikhomah, A. (2021). The effect of stock price, share return, share trading volume, and return variant on bid-ask spread on textile and garment companies listed on the Indonesia stock exchange, 2019-2020. International Journal of Science, Technology & Management, 2(4), 1357–1366. https://doi.org/10.46729/ijstm.v2i4.269 Sitorus, T., & Elinarty, S. (2017). The influence of liquidity and profitability toward the growth of stock price mediated by the dividen paid out (Case in banks listed in Indonesia Stock Exchange). Journal of Economics, Business & Accountancy Ventura, 19(3), 377–392. https://doi.org/10.14414/jebav.v19i3.582 Surya, K. (2016). Pengaruh harga saham, volume perdagangan, market value dan varian return terhadap bid ask spread (Studi empiris pada perusahaan yang terdaftar di daftar efek syariah). E-Jurnal Universitas Muhammadiyah Yogyakarta, 1(1), 1–15. http://repository.umy.ac.id/handle/123456789/6390 Taslim, A., & Wijayanto, A. (2016). Pengaruh frekuensi perdagangan saham, volume perdagangan saham, kapitalisasi pasar dan jumlah hari perdagangan terhadap return saham. Management Analysis Journal, 5(1), 1–6. https://doi.org/10.15294/maj.v5i1.5781 Wahyuliantini, N. M., & Suarjaya, A. A. G. (2015). Pengaruh harga saham , volume perdagangan saham , dan volatilitas return saham pada bid-ask spread. Matrik: Jurnal Manajemen, Strategi Bisnis dan Kewirausahaan, 9(2), 146–155. Yusra, M. (2019). Pengaruh frekuensi perdagangan , trading volume, nilai kapitalisasi pasar, harga saham, dan trading day terhadap return saham pada perusahaan kosmetik dan keperluan rumah tangga di bursa efek Indonesia. Jurnal Akuntansi Dan Keuangan, 7(1), 65-74. https://doi.org/10.29103/jak.v7i1.1841 Zahra, S. (2019). Analisis perbandingan harga saham dan volume perdagangan saham sebelum dan sesudah stock split dalam prespektif ekonomi Islam (Studi pada perusahaan manufaktur sektor industri dasar & kimia yang terdaftar di index saham syariah Indonesia tahun 2013-2017). Unpublished thesis. UIN Raden Intan Lampung.
SHARIA VERSUS CONVENTIONAL STOCKS Tomy Nurfajar; Rizky Nur Ayuningtyas Putri
Indonesian Scientific Journal of Islamic Finance Vol 2 No 1 (2023): Indonesian Scientific Journal of Islamic Finance
Publisher : FEBI Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21093/inasjif.v2i1.7389

Abstract

The capital market is an alternative source of funding for both the government and the private sector. Governments that need funds can issue bonds or debentures and sell them to the public through the capital market. Likewise, the private sector, in this case a company that needs funds, can issue securities, either in the form of shares or bonds, and sell them to the public through the capital market. One of the most popular instruments sold in the capital market is investing in shares, both sharia shares and non-sharia shares. In investing in the capital market, the important thing is to know the rate of return and risk in investing through technical analysis and fundamental analysis. This research analysis the comparison of returns, risks and coefficients of variation of sharia shares and non-sharia stocks in the Jakarta Islamic Index and IDX30 stock index on the Indonesia Stock Exchange (IDX). The analytical method used in this research is the mean difference test or t-test of two independent samples. The results of the t test for two independent samples show that the significance value of return and risk is 0.630 and 0.879, while the significance value of the coefficient of variation variable is 0.792, which means that all variables have a sig value > 0.05 and it can be concluded that there is no significant difference between return, risk and coefficient. Variations in sharia shares and non-sharia shares in the Jakarta Islamic Index (JII) stock index and the IDX30 stock index on the Indonesian Stock Exchange (IDX).
Halal Labels and Religious Commitment: Their Impact on Bottled Water Purchases Putri, Rizky Nur Ayuningtyas
Journal of Business and Management Review Vol. 5 No. 8 (2024): (Issue-August)
Publisher : Profesional Muda Cendekia Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47153/jbmr.v5i8.1077

Abstract

Research Aims: To determine how halal labelling affects purchasing decisions for bottled drinking water products among Muslim students in Solo Design/methodology/approach: The study used quantitative descriptive analysis with primary data. The data analysis method used multiple linear regression analysis with independent variables, namely halal labelling (X1) and religiosity (X2). The number of samples in the study was 183 respondents. This study uses a purposive sampling technique with specific criteria. The study's dependent variable (Y) is the decision to purchase bottled drinking water Research Findings: halal labelling and religiosity have a positive and significant effect on customer decisions to buy bottled mineral water drinks. The value of the coefficient of determination concluded that the contribution of the independent variables in the regression model can explain the variation of the dependent variable by 48,6%. In contrast, the rest is explained by other variables outside the regression equation model. Based on the analysis results, actual steps need to follow up on purchasing decisions for halal bottled drinking water products, one of which is that the university can provide and facilitate the availability of bottled drinking water (AMDK) products on the campus. Besides increasing awareness of halal drinking water, it can also positively impact the development of halal products in universities in Solo. Theoretical Contribution/Originality: The research highlights the simultaneous and partial influence of halal labelling and religiosity on purchasing decisions for bottled drinking water in universities in Solo. This adds a nuanced understanding of consumer behavior in a specific religious and educational context. The study emphasizes the need for further research into the urgency of providing halal AMDK, suggesting that such products are crucial for consumer assurance. This calls attention to a potentially underserved market segment. Keywords: Halal Label, Religiosity, Purchase Decision, Bottled Drinking Water.
Antecedents of Muslim Students' Decisions to Use Islamic Digital Banks Qulub, Ana Fidatul; Ayuningtyas Putri, Rizky Nur
Jurnal Penelitian Ekonomi dan Bisnis Vol. 9 No. 1 (2024): March 2024
Publisher : Universitas Dian Nuswantoro Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33633/jpeb.v9i1.9838

Abstract

The primary objective of this research is to examine the many elements that influence the decision-making process of Muslim students when it comes to utilizing Islamic digital banking services. This study explains the Theory of Planned Behavior (TPB), specifically focusing on the constructs of attitude, subjective norm, and perceived behavioral control, in addition to supplementary exogenous variables, digital marketing, brand image, and digital financial literacy, and the intention to use. This research uses a quantitative Structural Equation Model (SEM) approach. The data collection technique used questionnaires distributed online to respondents, namely Muslim students who live in Solo Raya, and a total of 384 respondents participated. The findings indicated that each exogenous variable exhibited a statistically significant impact on the intention to use; Intention to use proved influential in Muslim students' decision to use Islamic digital banks. Perceived behavioral control, brand image, and digital financial literacy significantly affect Muslim students' decision to use Islamic digital banks. In contrast, attitudes, subjective norms, and digital marketing are not substantial on the decision of Muslim students to use Islamic digital banks. Intention mediates the indirect influence of exogenous variables on Muslim students' decisions to use Islamic digital banks.Keywords:Islamic Digital Banks, Muslim Students’ Decisions, Intention to Use, Attitude, Subjective Norm, Perceived Behavioral Control, Digital Marketing, Brand Image, Digital Financial Literacy
Literasi Keuangan Syariah Dan Religiusitas Terhadap Perilaku Konsumtif Mahasiswa Generasi Z Dengan Variabel Mediasi Penggunaan Paylater Clarisa Khotimatul Fitriyah; Rizky Nur Ayuningtyas Putri
Journal of Economic, Bussines and Accounting (COSTING) Vol 7 No 3 (2024): Journal of Economic, Bussines and Accounting (COSTING)
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/costing.v7i4.9346

Abstract

This study aims to explore the influence of Sharia financial literacy and religiosity level on consumptive behavior, with the use of paylater as a mediating variable, among undergraduate students at UIN Raden Mas Said Surakarta. The purpose sampling method was employed in sample selection, with the Slovin model used to determine the sample size, which consisted of 100 students. Data analysis utilized Partial Least Squares (PLS) with the assistance of SmartPLS 3. The results indicate that Sharia financial literacy significantly affects consumptive behavior and the use of paylater. However, religiosity level does not significantly affect consumptive behavior and the use of paylater. On the other hand, the use of paylater significantly influences students' consumptive behavior. These findings highlight the importance of Sharia financial literacy in managing financial behavior, while religiosity level does not fully determine this aspect. Furthermore, the use of paylater can exacerbate consumptive behavior, indicating the need for better understanding of the financial implications of this payment option. Keywords: Islamic Financial Literacy, Religiosity, Consumptive Behavior, Paylater Usage.
The Influence of Financial Performance And Corporate Governance On Green Banking Disclosure In Sharia Commercial Banks Putri, Orsita Asmu; Putri, Rizky Nur Ayuningtyas
Islamic Banking : Jurnal Pemikiran dan Pengembangan Perbankan Syariah Vol 10 No 2 (2025): Islamic Banking:Jurnal Pemikiran dan Pengembangan Perbankan Syariah - Februari 2
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36908/isbank.v10i2.1352

Abstract

Islamic commercial banks do not fully disclose their green banking practices in sustainability reports, with an average disclosure covering only 40% of environmentally friendly activities. This study aims to analyze the impact of financial performance and corporate governance on green banking disclosure in Islamic commercial banks in Indonesia from 2020 to 2023. Data were obtained from annual reports, GCG reports, and sustainability reports of seven banks selected using a purposive sampling approach. Statistical data analysis was conducted using Eviews 10. The results indicate that green banking disclosure is significantly influenced by ROA, CAR, the board of directors, and the Sharia supervisory board simultaneously. Partially, ROA has a negative effect, CAR and the board of directors have a positive effect, while the Sharia supervisory board has no effect on green banking disclosure.
ISLAMIC BANKING'S CONTRIBUTION TO ECONOMIC GROWTH IN INDONESIA WITH PROFITABILITY AS AN INTERVENING VARIABLE Christiana, Dina; Putri, Rizky Nur Ayuningtyas
Ekonomica Sharia: Jurnal Pemikiran dan Pengembangan Ekonomi Syariah Vol 10 No 2 (2025): Jurnal Ekonomica Sharia : Jurnal Pemikiran dan Pengembangan Ekonomi Syariah - Fe
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36908/esha.v10i2.1393

Abstract

This study was conducted to determine the contribution of Islamic banking to economic growth in Indonesia by using profitability as an intervening variable. Using the nonprobability sampling method in the form of saturated samples, there were 32 samples obtained from Islamic banking financial reports and economic growth reports from 2016-2023. The results of the study indicate that total assets, financing and DPK do not affect the profitability of Islamic banking. NPF has a significant negative effect on the profitability of Islamic banking and FDR has a significant positive effect on the profitability of Islamic banking. Total assets, DPK and profitability do not affect economic growth. Financing has a significant positive effect on economic growth. NPF and FDR have a significant negative effect on economic growth. And profitability is unable to mediate the effect of total assets, financing, NPF, DPK and FDR on economic growth, this reflects that the profitability performance is still low and fluctuating. Challenges in managing banking assets and profitability need to be overcome. Although this study has limitations, this study can still be useful for bank management and be a reference for other researchers. In addition, this study is one of the initial studies that uses profitability to mediate the influence of total assets, financing, NPF, DPK and FDR on economic growth.
The Mediating Role of Self-Efficacy in Shapins Financial Behavior Munir, Sinthia Miftakul; Putri, Rizky Nur Ayuningtyas
Proceeding ISETH (International Summit on Science, Technology, and Humanity) 2024: Proceeding ISETH (International Summit on Science, Technology, and Humanity)
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/iseth.5430

Abstract

Purpose : This study explores the role of self-efficacy as a mediator in the relationship between financial literacy, lifestyle, locus of control, and pocket money in shaping students' financial behavior. Methodology : Employing a quantitative descriptive method, the research was conducted on 96 Muslim undergraduate students from Solo Raya, selected through purposive sampling. Data collection was carried out using a structured questionnaire, and analysis was performed with Structural Equation Modeling (SEM) using SmartPLS 4 software. Results : The results indicate that financial literacy, lifestyle, and locus of control have significant direct and indirect effects on financial behavior through self-efficacy. Additionally, pocket money serves as a significant factor influencing self-efficacy, which in turn impacts financial behavior. These findings highlight the crucial role of self-efficacy in fostering effective financial management among students. Applications/Originality/Value : The study offers valuable insights for designing financial education programs aimed at enhancing financial literacy, building self-efficacy, and responsibly encouraging financial practices. Such programs can prepare students for financial independence and long-term success.
Building Islamic Finance: Loyalty of Solo Students towards Sharia Banking with Social Environment Mediator Sari, Tyas Kartika; Putri, Rizky Nur Ayuningtyas
Ekonomi, Keuangan, Investasi dan Syariah (EKUITAS) Vol 6 No 3 (2025): February 2025
Publisher : Forum Kerjasama Pendidikan Tinggi (FKPT)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/ekuitas.v6i3.6626

Abstract

The objectives of this study examine the effect of financial literacy, trust, service quality, and customer satisfaction on student loyalty to Islamic banking with the social environment as a mediator. The research population is Muslim students in Solo who are Islamic banking customers, with a sample of 96 people. Quantitative research using SEM-PLS analysis through SmartPLS 4. The research shows that service quality has a significant positive influence on loyalty, while financial literacy has a significant positive effect on the social environment. However, the social environment cannot mediate the relation of the independent and dependent variable. This research is expected to provide implications for Islamic banking in designing strategies to effectively increase student loyalty.
Co-Authors Amelia Choya Tia Rosalia Asengbaramae, Rowiyah Azhari, Nonik Rindi Christiana, Dina Clarisa Khotimatul Fitriyah Dina Christiana Dwi Prasetyani Endang Lufita Margarena, Agung Novianto Munir, Sinthia Miftakul Orsita Asmu Putri Pasya, Andhira Juanita Pramesti, Lanjar Dian Putri, Orsita Asmu Qulub, Ana Fidatul Sari, Tyas Kartika Tiarawati, Tika Dewi Tomy Nurfajar Zakky Fahma Auliya Zanuba Ainindya El Fanani