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All Journal Excellent JAM : Jurnal Aplikasi Manajemen International Journal of Economics, Business and Accounting Research (IJEBAR) Jurnal Riset Entrepreneurship
Handijaya, Elizabeth Maeko Cyrilla
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences Other

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Financial Capability and Financial Behavior among people in Surabaya Wiryakusuma, I Gusti Bagus Yosia; Handijaya, Elizabeth Maeko Cyrilla
Excellent Vol 10, No 2 (2023)
Publisher : STIE AUB Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36587/exc.v10i2.1579

Abstract

This research aims to see how gender differs in the financial capability and financial behavior of people in Surabaya. The number of respondents in this study was 204 people. The criteria for respondents in this study were to be over 17 years old and domiciled in Surabaya. The method used in this research is the independent t test and ANOVA test. The results found from this research are that there are differences in the financial capability of men and women. Men are said to be better in financial capability than women. Apart from that, the results also found that there were no differences in the financial behavior of men and women. This research also found something else, namely that the higher a person's financial capability, the better that person's financial behavior will be.
KESENJANGAN LITERASI KEUANGAN BERDASARKAN GENDER PADA UMKM DI SURABAYA Wiryakusuma, I Gusti Bagus Yosia; Handijaya, Elizabeth Maeko Cyrilla; Tasyavany, Rizky Nadia
Jurnal Riset Entrepreneurship Vol 7 No 1 (2024): (Edisi Pebruari) Volume 7, Nomor 1, Tahun 2024
Publisher : Universitas Muhammadiyah Gresik

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30587/jre.v7i1.6104

Abstract

Financial literacy is a basic need for everyone. Financial literacy is knowledge and skills in managing finances. In this study, financial literacy is represented by financial capability and financial knowledge. This study aims to see the differences in financial capability and financial knowledge based on gender. The independent t test was used to analyze the data. The results of the study show that there are differences in financial capability and financial knowledge based on gender. Other findings also found that the higher the financial knowledge, the higher the financial capability. Keyword: financial literacy, financial capability, financial knowledge, financial behavior
Achieving Supply Chain Resilience: The Role of Digital Transformation and Supply Chain Process Integration in Market Uncertainty Handijaya, Elizabeth Maeko Cyrilla; Kodrat, David Sukardi; Sutrisno, Timotius F.C.W.
Jurnal Aplikasi Manajemen Vol. 22 No. 4 (2024)
Publisher : Universitas Brawijaya, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.jam.2024.022.04.20

Abstract

In Indonesia's logistics sector, the challenges exacerbated by the COVID-19 pandemic highlight the urgent need for a supply chain. While digital transformation offers a promising solution, its impact remains to be determined. To close this gap, this paper examines the intricate connection between supply chain resilience and digital transformation in Indonesia's logistics sector. Understanding these dynamics is critical to strengthening supply chains and effectively dealing with market uncertainty. Research data from 180 logistics companies in Java and Bali and Analysis using the SEM-PLS (Structural Equation Modeling Partial Least Squares) model was done. The results show that digital transformation significantly impacts supply chain process integration and improves supply chain resilience. The presence of market uncertainty then modifies the link between supply chain resilience and supply chain process integration. However, market ambiguity doesn't mitigate the connection between supply chain process integration and the robustness of the supply chain.
THE ROLE OF RISK TOLERANCE IN MODERATING THE EFFECT OF FINANCIAL ATTITUDE ON FINANCIAL BEHAVIOR Handijaya, Elizabeth Maeko Cyrilla; Wiryakusuma, I Gusti Bagus Yosia
International Journal of Economics, Business and Accounting Research (IJEBAR) Vol 7 No 4 (2023): IJEBAR, Vol. 7 Issue 4, December 2023
Publisher : LPPM ITB AAS INDONESIA (d.h STIE AAS Surakarta)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/ijebar.v7i4.11553

Abstract

This study aims to explain the effect of risk tolerance in moderating financial attitudes and financial behavior among young people in Surabaya and its surroundings. The method used is a quantitative approach. Primary data collection was carried out using a survey method using a questionnaire. The type of questionnaire used in this study is an online questionnaire and then distributed through various social media. The method used in this study uses the Partial Least Square (PLS) analysis method using SmartPLS software. Respondents consisted of 190 young people who live in Surabaya and its surroundings. The study result concluded that financial attitude affect financial behavior. However, risk tolerance does not moderate financial attitude and financial behavior. Other findings found that risk tolerance affects financial behavior.
Co-Authors David Sukardi Kodrat I Gusti Bagus Yosia Wiryakusuma Sutrisno, Timotius F.C.W. Tasyavany, Rizky Nadia