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All Journal Jurnal Ilmiah Research Student Tabsyir: Jurnal Dakwah Dan Sosial Humaniora
Ageng Saepudin Kanda. S
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Religion Humanities Computer Science & IT Economics, Econometrics & Finance Mathematics Medicine & Pharmacology Social Sciences

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Analisis Generasi Muda Terjebak Pusaran Hutang Pinjaman Online Akibat Lifestyle Di Kota Cimahi ica, Ica Mawarni; Ageng Saepudin Kanda. S
JURNAL ILMIAH RESEARCH STUDENT Vol. 1 No. 3 (2024): Januari
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jirs.v1i3.726

Abstract

Abstrak. This research discusses the impact of using online loans on the lifestyle of the younger generation in Cimahi City. Through interviews and questionnaires, it was found that online loans can have a negative impact on their lifestyle, including financial stress, risk of debt, and changes in savings habits. The importance of understanding and awareness of the risks of online loans, especially illegal ones, needs to be emphasized. Better education regarding financial management and safer financing alternatives for the younger generation is needed. In addition, regulations and supervision of online loan services need to be strengthened to protect consumers, especially young people, from harmful practices. This research uses a qualitative approach with field research methods. Subjects and informants were selected using the Snowball Sampling technique. Data was collected through observation, interviews and documentation to gain an in-depth understanding of the impact of online loans on the younger generation. Abstrak. Penelitian ini membahas dampak penggunaan pinjaman online terhadap gaya hidup generasi muda di Kota Cimahi. Melalui wawancara dan kuisioner, ditemukan bahwa pinjaman online dapat memberikan dampak negatif terhadap pola hidup mereka, termasuk tekanan finansial, risiko utang, dan perubahan kebiasaan menabung. Pentingnya pemahaman dan kesadaran terhadap risiko pinjaman online, terutama yang ilegal, perlu ditekankan. Diperlukan edukasi yang lebih baik mengenai pengelolaan keuangan dan alternatif pembiayaan yang lebih aman bagi generasi muda. Selain itu, regulasi dan pengawasan terhadap layanan pinjaman online perlu diperkuat untuk melindungi konsumen, khususnya anak muda, dari praktik yang merugikan. Penelitian ini menggunakan pendekatan kualitatif dengan metode penelitian lapangan. Subjek dan informan dipilih menggunakan teknik Snowball Sampling. Data dikumpulkan melalui observasi, wawancara, dan dokumentasi untuk mendapatkan pemahaman mendalam tentang dampak pinjaman online terhadap generasi muda.
Layanan Konseling Kelompok Dengan Teknik Diskusi Kelompok Untuk Meningkatkan Kepercayaan Diri Hilma Sadatil Alawiyah; Ageng Saepudin Kanda. S
Tabsyir: Jurnal Dakwah dan Sosial Humaniora Vol. 5 No. 2 (2024): April : Jurnal Dakwah dan Sosial Humaniora
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/tabsyir.v5i2.1081

Abstract

Education is a conscious and planned effort to create a learning atmosphere and learning process so that students actively develop their potential to have religious spiritual strength, self-control, personality, intelligence, noble morals, and the skills needed by themselves, society, nation and state.improving the quality in the implementation of education by improving the curriculum, facilities and infrastructure that support education and improving the learning process, one of which is by improving learning methods.There are various kinds of learning methods themselves, namely the discussion method. The discussion method is a process of activities carried out consciously by students to achieve goals carried out in groups or from the results of learning activities in groups with fellow students.The group discussion method has several benefits when implemented in educational institutions, one of which is increasing children's self-confidence, with the aim of growing and developing children's self-confidence, especially children's self-confidence in socializing. So that children can unleash their potential to the maximum and have the possibility to do better if supported by adequate training and facilities through the discussion method.
Co-Authors Hilma Sadatil Alawiyah ica, Ica Mawarni