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All Journal JAMI: Jurnal Ahli Muda Indonesia Jurnal Penelitian Ilmu-Ilmu Sosial
Hayfa, Jessenia
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Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Control & Systems Engineering Social Sciences

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Implementation of Data Protection Authority (DPA) in Indonesia: The Urgency of Legal Protection of Customer's Personal Data in E-Banking Service Transactions Risqiana, Risqiana; Hayfa, Jessenia; Rani, Rizky; Wungkana, Sheren Regina
Jurnal Penelitian Ilmu-Ilmu Sosial Vol. 5 No. 1 (2024)
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/sosial.v5i1.2375

Abstract

The development of science and technology has led to significant changes, shifting global supply chains into the digital and virtual realm. One of the technological advancements that offers new business opportunities, particularly in the banking sector, is e-banking, which transforms the way transactions are conducted, making them cashless. However, substantial progress in digital banking technology also brings high risks, encompassing both tangible and intangible losses, significantly if customer rights are weakened due to the bank's violations. Currently, the ITE Law and the Personal Data Protection Law in Indonesia are inadequate for safeguarding customers in the context of e-banking services. Therefore, this research aims to achieve customer security and protection from personal data leakage and fraud risks by implementing the Data Protection Authority (DPA). This approach also encourages banks to take responsibility for their actions and provides a strong legal basis for customers to seek compensation for potential losses. To address this issue, our research employs a normative juridical research method, which examines legal norms, principles, and doctrines related to protecting customers' data in digital-based banking transactions. The Data Protection Authority (DPA) is proposed as a crucial legal protection concept for safeguarding customer personal data, playing a vital role in preventing cybercrime and the misuse of personal information. With the establishment of a comprehensive DPA, law enforcement against violations in digital-based banking transactions will become more effective, preserving an individual's freedom of expression and supporting the mission of sustainable development.
Tinjauan Hukum Penerapan Green Industry Era 4.0: Implementasi Biomassa Ramah Lingkungan Melalui Limbah Sawit Berbasis Sustainable Development Hayfa, Jessenia; Risqiana; Berlian , Daffa Aditra Bintang
JAMI: Jurnal Ahli Muda Indonesia Vol. 5 No. 1 (2024): Juni 2024
Publisher : Akademi Komunitas Negeri Putra Sang Fajar Blitar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46510/jami.v5i1.289

Abstract

Backgrounds. This research aims to identify challenges and obstacles in using energy biomass from palm oil waste in Indonesia, as well as to analyze regulations related to the implementation of green industry era 4.0 in the context of biomass use. Apart from that, the text also highlights the importance of effective natural resource management in accordance with Article 33 paragraph (3) of the 1945 Constitution, as well as discussing the potential of palm oil waste as an environmentally friendly renewable energy source. Methods. This research uses a normative juridical approach to assess the legal framework that supports green industry, especially in using palm oil waste for sustainable development. Data was obtained from a literature study of primary, secondary and tertiary legal norms. The aim of the research is to describe and analyze regulations and obstacles in implementing biomass in the green industry era 4.0 in Indonesia. Results. Regulations in Indonesia related to the implementation of green industry era 4.0 in the sustainable use of biomass from palm oil waste are regulated in Law Number 32 of 2009 concerning Environmental Protection and Management. This regulation integrates environmental, social and economic dimensions in development strategies to achieve environmental sustainability, community welfare and a good quality of life. The main challenges in implementing green industry include inadequate infrastructure and technology, economic and policy challenges, social problems, and limited availability of human resources. The proposed strategy includes the use of technology 4.0, biorefinery development, increasing public awareness, strengthening regulations, and multi-stakeholder collaboration. Conclusions. The Indonesian government has developed sustainable industrial development by applying green industry principles, especially in the use of biomass from palm oil waste as renewable energy. However, challenges such as climate change and inadequate infrastructure still need to be addressed. It is hoped that with a strategy to overcome this, Indonesia can optimally utilize biomass energy while maintaining environmental sustainability.
Co-Authors Berlian , Daffa Aditra Bintang Rani, Rizky Risqiana Risqiana, Risqiana Wungkana, Sheren Regina