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Membangun Kepercayaan: Peran LPS Syariah dalam Menjaga Stabilitas Perbankan Syariah Rifni Miftahur Rohmah; Isna Farikh Nuzula; Romziyeh
Jurnal Akuntansi Keuangan dan Bisnis Vol. 2 No. 1 (2024): April - Juni
Publisher : CV. ITTC INDONESIA

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Abstract

The monetary crisis in Indonesia in 1998 resulted in the liquidation of 16 banks so that people did not trust banks. Even though banking is an important component in the national economy. Overall economic stability is influenced to a large extent by banking conditions. LPS is here as a solution to this problem. This is based on Presidential Decree no. 26 of 1998 concerning guarantees for payment obligations of commercial banks and Presidential Decree no. 193 of 1998 regarding guarantees for payment obligations of rural credit banks. The aim of this research is to better understand by knowing specifically the role of LPS in maintaining the stability of sharia banking. The research method used is descriptive qualitative research. The results of this research state the important role of LPS in maintaining bank stability. An unstable financial system can cause the economy to be disrupted, while the process of recovering an unstable economic system requires very high costs and a long time to restore public confidence in the financial system and banking system. The existence of LPS can have an effect on anticipating these risks by guaranteeing bank customers' deposits and carrying out settlements or handling of failed banks so that customers' trust in the bank is restored.
Pelayanan Dan Pengembangan Pelaku Usaha Mikro Kelas Menengah (UMKM) Melalui Pembiayaan Usaha Rakyat(KUR) Di BRI Unit Kasiyan Retna Anggita Ningsih; Niken Ayu Pusparani; Romziyeh
Gudang Jurnal Multidisiplin Ilmu Vol. 2 No. 2 (2024): GJMI - FEBRUARI
Publisher : PT. Gudang Pustaka Cendekia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59435/gjmi.v2i2.295

Abstract

Perkembangan pelayanan dalam bisnis jasa perbankan dirasakan sangat pesat,ditunjang dengan kemajuan teknologi yang semakin memanjakan kehidupan manusia. Bank harus berupaya meningkatkan kualitas pelayanan yang memberikan banyak kemudahan dan keuntungan untuk menciptakan kepuasan nasabahnya.Peranan KUR di BRI dapat dilihat dari pergerakan pendapatan para pengguna KUR BRI yang terus meningkat setelah menggunakan KUR BRI.BRI berhasil menarik minat para pelaku UMKM untuk mengetahui tentang bank dan produk- produknya bank BRI. Peran pembiayaan KUR BRI itu sendiri juga berdampak pada tingkat likuiditas, rentabilitas, dan solvabilitas yang baik dan sehat. Dengan memfokuska n pada perkreditan mikro bank BRI menjadi bank dengan penghasilan laba tertinggi di Indonesia dan tahan dengan krisis global.Penulis memilih metode menggunakan Service Learning (SL) pada judul “Pelayanan Dan Pengembangan Pelaku Usaha Mikro Kelas Menengah (UMKM) Melalui Pembiayaan Usaha Rakyat (KUR) Di BRI Unit Kasiyan” karena terdapat unsur-unsur dalam Pengabdian tersebut diantaranya membantu masyarakat dalam memberikan pembiayaan usaha mereka, pelayanan migrasi terhadap nasabah dan juga ada kontribusi yang bisa didapat Mahasiswa yaitu pembelajaran mengenai Proses pembiayaan KUR
Co-Authors Isna Farikh Nuzula Niken Ayu Pusparani Retna Anggita Ningsih Rifni Miftahur Rohmah