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Vipta Riani Okta Fianti
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Analisis Mekanisme Area Financing Operation (AFO) Dalam Pembiayaan Nasabah Pada PT. Bank Syariah Indonesia KC Jember Sudirman Rifqiyan Humaidillah; Vipta Riani Okta Fianti; Mila Rosa
Jurnal Akuntansi Keuangan dan Bisnis Vol. 1 No. 4 (2024): Januari - Maret
Publisher : CV. ITTC INDONESIA

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Abstract

Basically, sound financial financing will generate large profits for the bank itself, when compared to other service activities. However, there are many risks in the financing process at banks. Both conventional banks and Islamic banks should also use the Precautionary Principle to reduce financing risks to prevent problematic or substandard financing. Apart from being caused by consumers, the negligence of the termination officer can also result in risks to financing facilities. This study aims to find out how BSI KC Jember Sudirman regulates the financing process mechanism to make it safer and more accessible to customers. In this case, BSI KC JEMBER Sudirman has a unit called Area Financing Operation (AFO) which is in charge of checking customer files that are eligible to disburse financing funds. This type of research is descriptive qualitative and a tool to search for data by means of interviews, observation and documentation. The results of this study show that the Area Financing Operation (AFO) mechanism includes administrative functions and processes, namely ensuring the completeness of customer financing documents.
Kerangka Operasional Dan Analisis Makro Ekonomi Moneter Vipta Riani Okta Fianti; Rini Puji Astuti; Lailatul Qomariyah; Ma’rifatul Amalia
Gudang Jurnal Multidisiplin Ilmu Vol. 2 No. 5 (2024): GJMI - MEI
Publisher : PT. Gudang Pustaka Cendekia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59435/gjmi.v2i5.307

Abstract

Pemerintah memegang peranan penting dalam perekonomian suatu negara. pemerintah mempunyai peranan untuk membuat kebijakan yang disebut dengan kebijakan makroekonomi. Sebagaimana diketahui , kebijakan moneter merupakan salah satu bagian integral dari kebijakan ekonomi makro yang mempunyai peranan penting dalam menjaga stabilitas ekonomi. untuk mengimplementasikan kebijakan tersebut kita dapat melakukan Serangkaian langkah Kerangka operasional Dalam rangka mencapai sasaran akhir kebijakan moneter. Penelitian ini menggunakan metode pendekatan kualitatif dengan telaah studi pustaka. Hasil penelitian menunjukkan bahwa Kerangka operasional dan analisis makroekonomi kebijakan moneter adalah alat yang digunakan oleh bank sentral untuk merencanakan, melaksanakan, dan mengevaluasi kebijakan moneter. Tujuannya adalah mencapai stabilitas harga, mendukung pertumbuhan ekonomi yang sehat, dan menjaga stabilitas keuangan. Dengan menggunakan instrumen kebijakan yang tepat dan analisis yang akurat, bank sentral dapat mempengaruhi faktor-faktor ekonomi yang penting untuk mencapai tujuan tersebut.
Co-Authors Lailatul Qomariyah Ma’rifatul Amalia mila rosa Rifqiyan Humaidillah Rini Puji Astuti