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Analisis Faktor-Faktor Yang Mempengaruhi Minat Nasabah Menggunakan Produk Tabungan Umum Syariah Di BMT-UGT Nusantara Capem Jember Kota Nuvailah Rosiyah; Nova Lupita Nur Wulandari; Dewi Elok Faiqoh; Nur Hidayat
Jurnal Ekonomi dan Bisnis Digital Vol. 2 No. 3 (2025): Januari - Maret
Publisher : CV. ITTC INDONESIA

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Abstract

Baitul Maal Wat Tamwil (BMT) is a non-banking financial institution that supports community quality by supporting micro-enterprises by collecting funds from the community. The BMT UGT Sidogiri Cooperative began operating on June 6, 2000, and was converted to BMT UGT Nusantara in December 2020. This study aims to identify factors that influence customer interest in BMT UGT Nusantara's general savings products. The three main factors found are (1) clear and easy-to-understand product factors to inspire customer interest. (2) Service Factors: Friendly and Responsive - The first service increases customer satisfaction. (3) Procedure Factors: Fast and easy procedures in opening a BMT UGT sharia general savings account. The results of the study indicate that the combination of these three factors contributes significantly to increasing insight into BMT for the development of more effective strategies to maintain and sustain conservation.
Perkembangan Bank Sentral Rosa Try Octavia; Nafihatus sholihah; Ananda Ayu F; Dewi Elok Faiqoh
Gudang Jurnal Multidisiplin Ilmu Vol. 2 No. 5 (2024): GJMI - MEI
Publisher : PT. Gudang Pustaka Cendekia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59435/gjmi.v2i5.436

Abstract

Sejarah bank sentral berawal dari zaman kuno, di mana lembaga ini berkembang menjadi lebih kompleks dan memainkan peran penting dalam perekonomian. Latar belakang perkembangan bank sentral salah satunya adalah perkembangan sistem moneter, di mana kebutuhan akan lembaga untuk mengatur dan mengendalikan nilai uang logam dan koin semakin meningkat. Peran bank sentral meliputi menjaga stabilitas nilai tukar mata uang, mengatur suplai uang beredar, dan mencegah inflasi.