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All Journal JAKBS Gudang Jurnal Multidisiplin Ilmu Journal of Humanities and Social Studies
Ahmad Fuji Sugiyarto
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Religion Aerospace Engineering Agriculture, Biological Sciences & Forestry Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Public Health Social Sciences Other

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Analisis Dampak Neraca Pembayaran International Di Indonesia Pada Era Digitalisasi Sri Wahyuni; Liza Afkarin; Ahmad Fuji Sugiyarto; Nurul Erda; Rini Puji Astuti
Jurnal Akuntansi Keuangan dan Bisnis Vol. 2 No. 1 (2024): April - Juni
Publisher : CV. ITTC INDONESIA

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Abstract

Digitalization has changed many sectors of the world economy, including Indonesia's balance of international payments, along with advances in information and communication technology. Faster, safer, and more efficient economic transactions have been facilitated by digitalization, which changes the way countries interact with each other. So that each country will be easier and freer in accessing trade in exports and imports, making it easier to manage financial flows, and facilitate investment. This study aims to determine the impact of the International Balance of Payments in Indonesia on Eradigitalization. This research uses a descriptive qualitative method with a literature review approach through collecting and reviewing academic studies. The results of the study prove that the impact of Indonesia's international balance of payments in Eradigitalization has a positive impact on the Balance of Trade, Financial Flows, and Investment across countries.
Implementasi 5C Untuk Pemberian Kredit Pada Nasabah Di BRI Unit Gajah Mada Ahmad Fuji Sugiyarto; Suprianik; Ach. Zidani Mubarak; M. Kholil
Gudang Jurnal Multidisiplin Ilmu Vol. 2 No. 6 (2024): GJMI - JUNI
Publisher : PT. Gudang Pustaka Cendekia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59435/gjmi.v2i6.480

Abstract

Perbankan merupakan lembaga berperan sangat penting dalam perekonomian, salah satunya sebagai Lembaga intermediasi yang tugasnya menghimpun dana dari masyarakat dan menyalurkannya kembali dalam bentuk kreditKredit merupakan fasilitas keuangan dari perbankan yang dapat memungkinkan seseorang atau badan usaha memperoleh pinjaman uang. Bank sebagai lembaga keuangan yang menyediakan kredit tentu tidak mau mengalami kerugian, maka dari itu salah satu cara yang bisa dilalukan dengan melalui analisis 5C. Penelitian ini bertujuan untuk mengetahui adanya Implementasi 5C untuk Pemberian Kredit Pada Nasabah di BRI Unit Gajah Mada. Penelitian ini menggunakan metode deskriptif kualitatif dengan menekankan pada obyek atau fenomena yang diteliti. Melalui wawancara, observasi, dan dokumentasi. Adapun hasil penelitian menunjukkan bahwa dengan adanya implementasi 5C pada pemberian kredit pada nasabah BRI Unit Gajah Mada memberikan dampak positif dan mampu meminimalisir adanya kerugian akibat kredit macet.
ANALYSIS OF TYPES OF LOANS IN TERMS OF INTEREST, TENOR AND CONDITIONS FOR PT. BANK RANKYAT INDONESIA (Persero) Tbk RAMBIPUJI JEMBER UNIT Suswati; Ahmad Fuji Sugiyarto; Nadia Putri Rahmawati
JOURNAL OF HUMANITIES AND SOCIAL STUDIES Vol. 2 No. 01 (2024): FEBRUARY 2024
Publisher : Media Inovasi Pendidikan dan Publikasi

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Abstract

Increasing human needs can affect income, if income cannot be met then credit will become a choice for the community, one of which is through banking financial institutions, with the large number of existing banks it can make people confused, therefore before deciding it is very important for people to understand the types of the bank is the destination. This research aims to determine the types of loans in terms of interest, tenor and conditions at PT. Bank Rakyat Indonesia (Persero) Tbk Unit Rambipuji Jember. This research uses descriptive qualitative methods, data collected by observation and interviews. The research results prove that the types of loans in terms of interest, tenor and terms have a positive influence on customer decisions at PT. Bank Rakyat Indonesia (Persero) Tbk Unit Rambipuji Jember.
Co-Authors Ach. Zidani Mubarak Liza Afkarin M. Kholil Nadia Putri Rahmawati Nurul Erda Rini Puji Astuti Sri Wahyuni Suprianik Suswati